State rental market reference · Data updated October 18, 2026
Utah rental market for DSCR investors: rent, taxes and insurance by county
What a rental in Utah rents for, what it costs to carry, and whether it stays rented, from official data for all 29 counties. Read it before you price a deal here.
Utah at a glance
What does a rental rent for?
$1,615 a month
HUD's FY2027 2-bedroom Fair Market Rent where most of Utah's renters live, from $1,014 (Uintah County) to $2,153 (Summit County). It is the government figure for a modest 2-bedroom unit, utilities included, not the rent for a house.
What will property taxes cost?
0.52% of value a year
Homeowners in Utah pay a median $2,525 a year on a median home value of $489,400 (Census ACS 2020–2024). A rental can be taxed at a different rate than an owner's home; the local tax bill is the real number.
What will insurance cost?
$920 a year
The median that homeowners with a mortgage in Utah report paying for homeowners insurance (Census ACS 2020–2024). It is not a landlord quote: a rental policy usually costs more, and flood cover is extra.
Will it stay rented?
5.5% rental vacancy
Share of Utah's rental homes vacant and for rent (Census ACS 2020–2024), across 334,678 renter households. Lower means rentals fill faster.
Are jobs growing?
Employment up 0.2% in a year
Employed residents in August 2026 against a year earlier; unemployment 3.8% (BLS, not seasonally adjusted, so compare the same month a year apart).
Is new supply coming?
26,775 homes permitted in 2025
About 23.8 new homes per 1,000 households; 63% single-family (Census Building Permits Survey). More new homes means more competition for tenants and buyers.
How often does it flood?
440 flood claims since 2005
National Flood Insurance Program claims on properties in Utah since 2005, $3.3 million paid (FEMA). Claims show where water has reached insured buildings; they are not a flood map, so check the FEMA flood zone for the address.
What it means for a DSCR rental in Utah
A lender's DSCR is the monthly rent divided by the full monthly payment: principal, interest, property taxes, insurance and any HOA dues. Many lenders accept 1.00x; 1.20x leaves a cushion.
Take a home at Utah's median value of $489,400, bought with 25% down on a 7.5% 30-year loan, with the state's typical tax rate and insurance:
- Principal and interest ($367,050 loan)
- $2,566
- Property taxes
- $212
- Insurance
- $77
- Full monthly payment
- $2,855
- Rent for a 1.20x DSCR
- $3,430 a month
The government 2-bedroom figure where most of Utah's renters live is $1,615 a month, below the $3,430 that home needs. A house usually rents for more than a 2-bedroom unit, so price the house you are looking at with its own rent. The last column of the table below gives the same figure for each county.
Rules and costs a landlord faces in Utah
Each line quotes the official source it comes from and the date it was last checked. These are general rules, not legal advice; local rules can add to them.
- How long before you can file to evict for unpaid rent?
3 business days' notice for unpaid rent before an eviction can be filed.
after default in the payment of any rent or other amounts due and after a notice in writing requiring in the alternative the payment of the rent and other amounts due or the surrender of the detained premises, has remained uncomplied with for a period of three business days after service
Utah State Legislature (Utah Code 78B-6-802), checked October 19, 2026
Market hubs in Utah
DSCRInfo does not publish a monthly market hub in Utah yet. The figures above and the table below cover every county; the market hubs cover other states.
Utah by county
All 29 counties, most renter households first. "Rent for 1.20x" is the monthly rent a home at that county's median value needs on the example loan above. A dash means the source publishes no reliable figure there.
| County | 2-bed FMR | Property tax | Insurance / yr | Rental vacancy | Jobs, 1 yr | Permits | Flood claims | Rent for 1.20x |
|---|---|---|---|---|---|---|---|---|
| Salt Lake County | $1,615 | 0.54% | $930 | 5.5% | +1.1% | 7,179 | 101 | $3,690 |
| Utah County | $1,363 | 0.44% | $900 | 2.7% | -0.2% | 7,202 | 50 | $3,720 |
| Davis County | $1,591 | 0.53% | $950 | 5.3% | -0.9% | 1,917 | 53 | $3,540 |
| Weber County | $1,591 | 0.60% | $900 | 4.9% | -0.8% | 1,490 | 49 | $3,030 |
| Washington County | $1,657 | 0.42% | $840 | 10.6% | +1.3% | 2,857 | 47 | $3,510 |
| Cache County | $1,265 | 0.45% | $900 | 3.9% | -0.5% | 1,112 | 28 | $3,090 |
| Iron County | $1,144 | 0.41% | $770 | 9.6% | +0.1% | 678 | 19 | $2,620 |
| Box Elder County | $1,097 | 0.49% | $910 | 6.1% | -2.2% | 456 | 3 | $2,830 |
| Tooele County | $1,149 | 0.57% | $910 | 5.4% | +1.4% | 523 | 4 | $3,050 |
| Uintah County | $1,014 | 0.51% | $800 | 4.9% | -5.0% | 170 | 6 | $2,110 |
| Summit County | $2,153 | 0.35% | $1,390 | 23.4% | -0.8% | 563 | 28 | $7,230 |
| Carbon County | $1,014 | 0.61% | $900 | 7.7% | -2.6% | 45 | 7 | $1,670 |
| Wasatch County | $1,715 | 0.46% | $1,180 | 6.3% | +1.5% | 1,128 | 8 | $5,430 |
| Sanpete County | $1,145 | 0.47% | $890 | 5.0% | +1.7% | 238 | 2 | $2,440 |
| Sevier County | $1,049 | 0.54% | $840 | 4.9% | -2.3% | 97 | 2 | $2,210 |
| Duchesne County | $1,097 | 0.61% | $890 | 5.2% | -0.9% | 127 | 0 | $2,050 |
| Grand County | $1,475 | 0.41% | $910 | 16.7% | -0.4% | 124 | 8 | $3,700 |
| San Juan County | $1,042 | 0.80% | $1,180 | 6.2% | -1.8% | 55 | 0 | $1,710 |
| Millard County | $1,077 | 0.51% | $880 | 0.0% | -2.2% | 73 | 1 | $2,020 |
| Emery County | $1,014 | 0.62% | $910 | 1.4% | -3.6% | 77 | 4 | $1,600 |
| Kane County | $1,557 | 0.40% | $1,160 | 15.9% | +0.7% | 146 | 6 | $2,870 |
| Juab County | $1,363 | 0.45% | $900 | 1.9% | +0.5% | 102 | 2 | $2,960 |
| Garfield County | $1,014 | 0.35% | $850 | 7.8% | +3.9% | 27 | 2 | $2,200 |
| Beaver County | $1,149 | 0.40% | $910 | 4.8% | +2.8% | 48 | 2 | $1,990 |
| Morgan County | $1,591 | 0.52% | $1,210 | 9.0% | -0.9% | 192 | 5 | $4,580 |
Show the other 4 counties
| County | 2-bed FMR | Property tax | Insurance / yr | Rental vacancy | Jobs, 1 yr | Permits | Flood claims | Rent for 1.20x |
|---|---|---|---|---|---|---|---|---|
| Wayne County | $1,023 | 0.34% | $870 | 0.0% | +4.8% | 29 | 0 | $2,820 |
| Rich County | $1,158 | 0.26% | $620 | 29.7% | +0.5% | 82 | 1 | $2,250 |
| Daggett County | $1,158 | 0.46% | – | – | +0.8% | 17 | 0 | – |
| Piute County | $1,158 | 0.35% | $890 | – | +0.8% | 21 | 0 | $1,850 |
Where these numbers come from
- 2-bedroom Fair Market Rent
- HUD's FY2027 Fair Market Rents, in effect from October 1, 2026: the rent and utilities of a modest 2-bedroom unit, set for housing vouchers. It is not a house rent. Where HUD publishes by town (New England), the county shows the range. HUD Fair Market Rents
- Property tax, insurance, vacancy and home value
- Census American Community Survey 5-year estimates, 2020–2024. Property tax is the median tax paid divided by the median home value of owner-occupied homes. Insurance is the median that owners with a mortgage report paying, not a landlord quote. Rental vacancy is homes vacant for rent divided by all rental homes. Figures from too few homes are left blank. American Community Survey
- Jobs
- BLS Local Area Unemployment Statistics: employed residents in August 2026 against the same month a year earlier, not seasonally adjusted. BLS LAUS
- Permits
- Census Building Permits Survey: new housing units authorized in 2025, all building sizes. Building Permits Survey
- Flood claims
- FEMA National Flood Insurance Program claims with a loss in 2005 or later, and the net amount paid. Only insured buildings appear. Check a flood zone
These are screening figures for comparing places, not a quote, an appraisal or a loan offer. Utah total flood payments since 2005: $3.3 million.