State rental market reference · Data updated October 18, 2026
Arkansas rental market for DSCR investors: rent, taxes and insurance by county
What a rental in Arkansas rents for, what it costs to carry, and whether it stays rented, from official data for all 75 counties. Read it before you price a deal here.
Arkansas at a glance
What does a rental rent for?
$1,118 a month
HUD's FY2027 2-bedroom Fair Market Rent where most of Arkansas's renters live, from $909 (Mississippi County) to $1,301 (Crittenden County). It is the government figure for a modest 2-bedroom unit, utilities included, not the rent for a house.
What will property taxes cost?
0.55% of value a year
Homeowners in Arkansas pay a median $1,040 a year on a median home value of $188,000 (Census ACS 2020–2024). A rental can be taxed at a different rate than an owner's home; the local tax bill is the real number.
What will insurance cost?
$1,380 a year
The median that homeowners with a mortgage in Arkansas report paying for homeowners insurance (Census ACS 2020–2024). It is not a landlord quote: a rental policy usually costs more, and flood cover is extra.
Will it stay rented?
6.4% rental vacancy
Share of Arkansas's rental homes vacant and for rent (Census ACS 2020–2024), across 405,123 renter households. Lower means rentals fill faster.
Are jobs growing?
Employment up 1.9% in a year
Employed residents in August 2026 against a year earlier; unemployment 3.7% (BLS, not seasonally adjusted, so compare the same month a year apart).
Is new supply coming?
15,492 homes permitted in 2025
About 12.8 new homes per 1,000 households; 66% single-family (Census Building Permits Survey). More new homes means more competition for tenants and buyers.
How often does it flood?
6,001 flood claims since 2005
National Flood Insurance Program claims on properties in Arkansas since 2005, $185.8 million paid (FEMA). Claims show where water has reached insured buildings; they are not a flood map, so check the FEMA flood zone for the address.
What it means for a DSCR rental in Arkansas
A lender's DSCR is the monthly rent divided by the full monthly payment: principal, interest, property taxes, insurance and any HOA dues. Many lenders accept 1.00x; 1.20x leaves a cushion.
Take a home at Arkansas's median value of $188,000, bought with 25% down on a 7.5% 30-year loan, with the state's typical tax rate and insurance:
- Principal and interest ($141,000 loan)
- $986
- Property taxes
- $86
- Insurance
- $115
- Full monthly payment
- $1,187
- Rent for a 1.20x DSCR
- $1,420 a month
The government 2-bedroom figure where most of Arkansas's renters live is $1,118 a month, below the $1,420 that home needs. A house usually rents for more than a 2-bedroom unit, so price the house you are looking at with its own rent. The last column of the table below gives the same figure for each county.
Rules and costs a landlord faces in Arkansas
Each line quotes the official source it comes from and the date it was last checked. These are general rules, not legal advice; local rules can add to them.
- How long before you can file to evict for unpaid rent?
3 calendar days' notice for unpaid rent before an eviction can be filed.
Unlawful detainer actions require a landlord to provide you with a three days' written notice to vacate.
Arkansas Attorney General, checked October 18, 2026
- How large a security deposit can you take?
Up to 2 months' rent.
This law applies only to landlords who rent six or more dwellings. ... If you are required to pay a security deposit, you cannot be charged in excess of two months' rent.
Arkansas Attorney General, checked October 18, 2026
- How fast must the deposit come back?
Within 60 days after the tenancy ends.
When you move, the landlord must return your security deposit within 60 days.
Arkansas Attorney General, checked October 18, 2026
- What does the state charge to record a purchase?
State tax: $3.30 per $1,000.
The Real Property Transfer Tax is levied on each deed, instrument, or writing by which any lands, tenements, or other realty sold shall be granted, assigned, transferred, or otherwise conveyed. The tax rate is $3.30 per $1,000 of actual consideration on transactions that exceed $100.
Arkansas Department of Finance and Administration, checked October 18, 2026
- Is a rental taxed like the owner's home?
A rental does not get the owner's homestead benefit; non-homestead assessments are capped at 10% per year.
The taxable value of a homestead property can only increase 5% per year until the property reaches full assessed value. The taxable value of all other real property parcels, commercial, agricultural, and vacant can only increase 10% per year until the property reaches full assessed value.
Arkansas Department of Finance and Administration, checked October 18, 2026
Market hubs in Arkansas
DSCRInfo does not publish a monthly market hub in Arkansas yet. The figures above and the table below cover every county; the market hubs cover other states.
Arkansas by county
All 75 counties, most renter households first. "Rent for 1.20x" is the monthly rent a home at that county's median value needs on the example loan above. A dash means the source publishes no reliable figure there.
| County | 2-bed FMR | Property tax | Insurance / yr | Rental vacancy | Jobs, 1 yr | Permits | Flood claims | Rent for 1.20x |
|---|---|---|---|---|---|---|---|---|
| Pulaski County | $1,121 | 0.76% | $1,490 | 8.7% | +2.2% | 1,705 | 896 | $1,660 |
| Washington County | $1,256 | 0.52% | $1,490 | 4.2% | +3.4% | 2,632 | 380 | $2,180 |
| Benton County | $1,256 | 0.56% | $1,590 | 4.7% | +3.4% | 6,307 | 257 | $2,380 |
| Sebastian County | $979 | 0.62% | $1,380 | 6.9% | +1.6% | 525 | 276 | $1,360 |
| Faulkner County | $1,121 | 0.54% | $1,370 | 5.4% | +2.2% | 703 | 284 | $1,730 |
| Craighead County | $1,079 | 0.53% | $1,410 | 4.4% | +2.1% | 973 | 182 | $1,580 |
| Garland County | $1,110 | 0.48% | $1,350 | 7.4% | +0.6% | 326 | 141 | $1,450 |
| Saline County | $1,121 | 0.62% | $1,480 | 5.4% | +2.3% | 477 | 153 | $1,680 |
| Jefferson County | $955 | 0.66% | $1,250 | 8.4% | -0.5% | 60 | 319 | $910 |
| White County | $948 | 0.46% | $1,330 | 5.3% | +1.0% | 254 | 106 | $1,240 |
| Crittenden County | $1,301 | 0.62% | $1,430 | 6.9% | +1.0% | 96 | 271 | $1,250 |
| Pope County | $948 | 0.56% | $1,290 | 5.8% | +0.8% | 55 | 40 | $1,290 |
| Lonoke County | $1,121 | 0.63% | $1,380 | 4.9% | +2.4% | 224 | 72 | $1,480 |
| Mississippi County | $909 | 0.52% | $1,280 | 8.3% | +0.9% | 69 | 43 | $960 |
| Greene County | $935 | 0.48% | $1,370 | 3.6% | -1.6% | 156 | 58 | $1,280 |
| Miller County | $1,118 | 0.61% | $1,350 | 11.6% | +0.7% | 37 | 51 | $1,200 |
| Crawford County | $979 | 0.54% | $1,460 | 6.5% | +1.6% | 46 | 54 | $1,400 |
| Baxter County | $995 | 0.46% | $1,270 | 5.0% | +2.4% | 80 | 87 | $1,310 |
| Independence County | $934 | 0.53% | $1,250 | 3.7% | +2.3% | 33 | 138 | $1,100 |
| Boone County | $909 | 0.49% | $1,260 | 2.2% | -0.8% | 135 | 25 | $1,410 |
| Union County | $962 | 0.57% | $1,330 | 6.2% | -0.9% | 19 | 47 | $960 |
| St. Francis County | $944 | 0.47% | $1,210 | 6.9% | +1.7% | 1 | 13 | $740 |
| Poinsett County | $909 | 0.53% | $1,170 | 2.6% | +2.3% | 44 | 46 | $820 |
| Phillips County | $909 | 0.81% | $1,290 | 2.7% | -4.2% | 3 | 78 | $680 |
| Hot Spring County | $916 | 0.48% | $1,300 | 4.6% | +0.5% | 7 | 10 | $1,150 |
Show the other 50 counties
| County | 2-bed FMR | Property tax | Insurance / yr | Rental vacancy | Jobs, 1 yr | Permits | Flood claims | Rent for 1.20x |
|---|---|---|---|---|---|---|---|---|
| Clark County | $928 | 0.56% | $1,470 | 11.8% | +1.4% | 6 | 22 | $1,210 |
| Yell County | $909 | 0.45% | $1,310 | 2.8% | -0.8% | 15 | 5 | $1,100 |
| Johnson County | $909 | 0.52% | $1,190 | 4.3% | +0.1% | 13 | 5 | $1,040 |
| Drew County | $909 | 0.47% | $1,410 | 0.8% | +0.5% | 4 | 34 | $1,090 |
| Carroll County | $1,005 | 0.51% | $1,340 | 6.2% | +2.8% | 22 | 7 | $1,570 |
| Ouachita County | $909 | 0.51% | $1,090 | 12.8% | +1.1% | 1 | 41 | $800 |
| Columbia County | $947 | 0.47% | $1,240 | 9.5% | -2.3% | 11 | 2 | $1,150 |
| Arkansas County | $942 | 0.54% | $1,230 | 6.5% | +0.4% | 24 | 68 | $1,070 |
| Lawrence County | $909 | 0.47% | $1,200 | 6.9% | +0.2% | 16 | 40 | $790 |
| Ashley County | $909 | 0.60% | $1,250 | 13.4% | -2.1% | 8 | 38 | $760 |
| Conway County | $909 | 0.56% | $1,200 | 2.4% | +3.4% | 21 | 16 | $1,180 |
| Hempstead County | $909 | 0.57% | $1,160 | 9.3% | +1.0% | 2 | 9 | $840 |
| Cross County | $909 | 0.51% | $1,240 | 6.3% | +1.9% | 28 | 27 | $920 |
| Jackson County | $909 | 0.57% | $1,150 | 0.4% | +1.3% | 7 | 106 | $790 |
| Cleburne County | $997 | 0.45% | $1,340 | 6.4% | +1.8% | 5 | 31 | $1,350 |
| Desha County | $909 | 0.54% | $1,380 | 2.8% | -1.7% | 2 | 124 | $760 |
| Randolph County | $909 | 0.40% | $1,190 | 3.9% | +2.3% | 0 | 225 | $990 |
| Logan County | $909 | 0.51% | $1,210 | 3.5% | +2.4% | 6 | 6 | $1,070 |
| Sevier County | $909 | 0.44% | $1,190 | 7.3% | +2.4% | 6 | 15 | $910 |
| Polk County | $909 | 0.41% | $1,240 | 8.7% | +0.6% | 4 | 21 | $1,050 |
| Van Buren County | $909 | 0.43% | $1,170 | 2.9% | +2.5% | 6 | 11 | $1,030 |
| Franklin County | $909 | 0.49% | $1,190 | 8.5% | +0.6% | 31 | 26 | $1,010 |
| Clay County | $909 | 0.50% | $1,130 | 0.0% | +1.0% | 9 | 159 | $760 |
| Sharp County | $909 | 0.56% | $1,250 | 3.5% | +3.9% | 16 | 108 | $850 |
| Marion County | $915 | 0.47% | $1,270 | 7.7% | +2.7% | 190 | 7 | $1,230 |
| Howard County | $909 | 0.42% | $1,200 | 10.0% | -0.5% | 0 | 8 | $1,150 |
| Grant County | $909 | 0.54% | $1,340 | 2.1% | +2.5% | 33 | 16 | $1,240 |
| Madison County | $1,256 | 0.41% | $1,170 | 2.9% | +3.7% | 22 | 7 | $1,310 |
| Izard County | $909 | 0.57% | $1,150 | 1.7% | -1.9% | 9 | 63 | $1,000 |
| Bradley County | $909 | 0.57% | $1,160 | 16.5% | -0.5% | 1 | 39 | $770 |
| Stone County | $916 | 0.32% | $1,340 | 2.9% | +1.2% | 0 | 6 | $1,270 |
| Chicot County | $909 | 0.49% | $1,200 | 1.1% | -3.2% | 0 | 116 | $720 |
| Lee County | $909 | 0.46% | $1,030 | 13.0% | +2.0% | 0 | 41 | $610 |
| Monroe County | $909 | 0.51% | $1,160 | 5.8% | -0.4% | 0 | 142 | $720 |
| Pike County | $909 | 0.59% | $1,280 | 7.9% | +1.0% | – | 7 | $960 |
| Little River County | $909 | 0.50% | $1,380 | 20.9% | +0.9% | 0 | 2 | $910 |
| Woodruff County | $909 | 0.56% | $1,230 | 4.4% | +0.8% | 0 | 62 | $850 |
| Scott County | $909 | 0.43% | $1,180 | 14.5% | -0.6% | 0 | 8 | $890 |
| Lincoln County | $909 | 0.52% | $1,350 | 3.5% | +1.1% | 0 | 21 | $870 |
| Perry County | $1,121 | 0.49% | $1,280 | 2.6% | +2.6% | 0 | 27 | $1,010 |
| Prairie County | $909 | 0.72% | $1,160 | 15.2% | +2.9% | 4 | 83 | $790 |
| Nevada County | $956 | 0.52% | $1,060 | 13.8% | -1.2% | 0 | 1 | $670 |
| Newton County | $909 | 0.38% | $1,220 | 13.5% | +0.1% | 1 | 3 | $1,250 |
| Fulton County | $909 | 0.47% | $1,320 | 2.2% | +3.8% | 0 | 60 | $900 |
| Montgomery County | $909 | 0.32% | $1,360 | 2.0% | +3.0% | – | 50 | $1,140 |
| Dallas County | $909 | 0.56% | $1,030 | 14.9% | +0.4% | 0 | 0 | $770 |
| Searcy County | $909 | 0.43% | $1,100 | 12.5% | -1.6% | 0 | 0 | $850 |
| Lafayette County | $909 | 0.61% | $1,020 | 10.3% | -1.5% | 0 | 2 | $660 |
| Cleveland County | $909 | 0.48% | $1,360 | 0.8% | -1.5% | 0 | 0 | $1,070 |
| Calhoun County | $1,084 | 0.47% | $970 | 15.8% | +4.3% | 2 | 9 | $850 |
Where these numbers come from
- 2-bedroom Fair Market Rent
- HUD's FY2027 Fair Market Rents, in effect from October 1, 2026: the rent and utilities of a modest 2-bedroom unit, set for housing vouchers. It is not a house rent. Where HUD publishes by town (New England), the county shows the range. HUD Fair Market Rents
- Property tax, insurance, vacancy and home value
- Census American Community Survey 5-year estimates, 2020–2024. Property tax is the median tax paid divided by the median home value of owner-occupied homes. Insurance is the median that owners with a mortgage report paying, not a landlord quote. Rental vacancy is homes vacant for rent divided by all rental homes. Figures from too few homes are left blank. American Community Survey
- Jobs
- BLS Local Area Unemployment Statistics: employed residents in August 2026 against the same month a year earlier, not seasonally adjusted. BLS LAUS
- Permits
- Census Building Permits Survey: new housing units authorized in 2025, all building sizes. Building Permits Survey
- Flood claims
- FEMA National Flood Insurance Program claims with a loss in 2005 or later, and the net amount paid. Only insured buildings appear. Check a flood zone
These are screening figures for comparing places, not a quote, an appraisal or a loan offer. Arkansas total flood payments since 2005: $185.8 million.