State rental market reference · Data updated October 18, 2026
Louisiana rental market for DSCR investors: rent, taxes and insurance by parish
What a rental in Louisiana rents for, what it costs to carry, and whether it stays rented, from official data for all 64 parishes. Read it before you price a deal here.
Louisiana at a glance
What does a rental rent for?
$1,149 a month
HUD's FY2027 2-bedroom Fair Market Rent where most of Louisiana's renters live, from $892 (St. Landry Parish) to $1,480 (Plaquemines Parish). It is the government figure for a modest 2-bedroom unit, utilities included, not the rent for a house.
What will property taxes cost?
0.55% of value a year
Homeowners in Louisiana pay a median $1,180 a year on a median home value of $216,500 (Census ACS 2020–2024). A rental can be taxed at a different rate than an owner's home; the local tax bill is the real number.
What will insurance cost?
$1,900 a year
The median that homeowners with a mortgage in Louisiana report paying for homeowners insurance (Census ACS 2020–2024). It is not a landlord quote: a rental policy usually costs more, and flood cover is extra.
Will it stay rented?
7.8% rental vacancy
Share of Louisiana's rental homes vacant and for rent (Census ACS 2020–2024), across 588,653 renter households. Lower means rentals fill faster.
Are jobs growing?
Employment up 1.3% in a year
Employed residents in August 2026 against a year earlier; unemployment 3.7% (BLS, not seasonally adjusted, so compare the same month a year apart).
Is new supply coming?
14,203 homes permitted in 2025
About 7.9 new homes per 1,000 households; 79% single-family (Census Building Permits Survey). More new homes means more competition for tenants and buyers.
How often does it flood?
303,906 flood claims since 2005
National Flood Insurance Program claims on properties in Louisiana since 2005, $19.2 billion paid (FEMA). Claims show where water has reached insured buildings; they are not a flood map, so check the FEMA flood zone for the address.
What it means for a DSCR rental in Louisiana
A lender's DSCR is the monthly rent divided by the full monthly payment: principal, interest, property taxes, insurance and any HOA dues. Many lenders accept 1.00x; 1.20x leaves a cushion.
Take a home at Louisiana's median value of $216,500, bought with 25% down on a 7.5% 30-year loan, with the state's typical tax rate and insurance:
- Principal and interest ($162,375 loan)
- $1,135
- Property taxes
- $99
- Insurance
- $158
- Full monthly payment
- $1,393
- Rent for a 1.20x DSCR
- $1,670 a month
The government 2-bedroom figure where most of Louisiana's renters live is $1,149 a month, below the $1,670 that home needs. A house usually rents for more than a 2-bedroom unit, so price the house you are looking at with its own rent. The last column of the table below gives the same figure for each parish.
Rules and costs a landlord faces in Louisiana
Each line quotes the official source it comes from and the date it was last checked. These are general rules, not legal advice; local rules can add to them.
- How long before you can file to evict for unpaid rent?
5 calendar days' notice for unpaid rent before an eviction can be filed.
When a lessee's right of occupancy has ceased because of ... nonpayment of rent ... The notice shall allow the lessee not less than five days from the date of its delivery to vacate the leased premises.
Louisiana State Legislature, checked October 19, 2026
- What does the state charge to record a purchase?
No state transfer tax on a purchase.
No new tax or fee upon the sale or transfer of immovable property, including documentary transaction taxes or fees, or any other tax or fee, shall be levied by the state of Louisiana ... after November 30, 2011.
Louisiana State Legislature, checked October 19, 2026
- Is a rental taxed like the owner's home?
A rental does not get the owner's homestead benefit.
The bona fide homestead ... owned and occupied by any person or persons owning the property in indivision, shall be exempt from state, parish, and special ad valorem taxes to the extent of seven thousand five hundred dollars of the assessed valuation.
Louisiana State Legislature, checked October 19, 2026
- Where do you insure when private insurers decline?
Louisiana Citizens Property Insurance Corporation; wind is written separately.
"Corporation" means the Louisiana Citizens Property Insurance Corporation and includes the residual market insurance programs ... (b) Windstorm and hail without fire, but only with respect to dwellings and commercial properties on a monoline basis.
Louisiana State Legislature, checked October 19, 2026
Market hubs in Louisiana
DSCRInfo does not publish a monthly market hub in Louisiana yet. The figures above and the table below cover every parish; the market hubs cover other states.
Louisiana by parish
All 64 parishes, most renter households first. "Rent for 1.20x" is the monthly rent a home at that parish's median value needs on the example loan above. A dash means the source publishes no reliable figure there.
| Parish | 2-bed FMR | Property tax | Insurance / yr | Rental vacancy | Jobs, 1 yr | Permits | Flood claims | Rent for 1.20x |
|---|---|---|---|---|---|---|---|---|
| Orleans Parish | $1,480 | 0.83% | $3,330 | 8.9% | +0.7% | 882 | 80,225 | $2,580 |
| East Baton Rouge Parish | $1,149 | 0.67% | $1,820 | 11.1% | +3.6% | 2,631 | 15,077 | $1,910 |
| Jefferson Parish | $1,480 | 0.52% | $2,880 | 6.1% | +0.7% | 410 | 79,387 | $2,000 |
| Caddo Parish | $1,045 | 0.62% | $1,440 | 9.4% | +0.8% | 267 | 1,065 | $1,360 |
| Lafayette Parish | $1,092 | 0.57% | $1,920 | 5.7% | +1.6% | 1,612 | 4,080 | $1,860 |
| Ouachita Parish | $1,017 | 0.54% | $1,420 | 9.3% | +1.1% | 392 | 3,142 | $1,470 |
| St. Tammany Parish | $1,354 | 0.71% | $2,560 | 6.6% | +1.2% | 1,096 | 27,156 | $2,240 |
| Calcasieu Parish | $1,231 | 0.45% | $1,910 | 14.0% | +1.7% | 468 | 7,737 | $1,650 |
| Bossier Parish | $1,045 | 0.64% | $1,470 | 7.8% | +0.8% | 664 | 595 | $1,720 |
| Rapides Parish | $995 | 0.55% | $1,480 | 7.1% | +0.2% | 241 | 1,600 | $1,390 |
| Tangipahoa Parish | $1,097 | 0.41% | $1,780 | 9.0% | +1.3% | 1,163 | 3,643 | $1,610 |
| Terrebonne Parish | $1,098 | 0.45% | $2,370 | 4.1% | +1.1% | 247 | 7,353 | $1,500 |
| Livingston Parish | $1,149 | 0.46% | $1,780 | 8.8% | +3.3% | 655 | 10,276 | $1,740 |
| St. Landry Parish | $892 | 0.29% | $1,490 | 4.8% | +1.0% | 153 | 658 | $1,090 |
| Ascension Parish | $1,149 | 0.54% | $1,800 | 5.0% | +3.6% | 639 | 5,081 | $2,090 |
| Iberia Parish | $981 | 0.36% | $2,320 | 9.5% | +1.6% | 102 | 2,191 | $1,330 |
| Lincoln Parish | $892 | 0.46% | $1,360 | 3.7% | +0.9% | 193 | 17 | $1,550 |
| Vernon Parish | $1,102 | 0.53% | $1,430 | 6.4% | -4.4% | 18 | 238 | $1,210 |
| Lafourche Parish | $1,098 | 0.54% | $2,160 | 7.3% | +1.1% | 344 | 3,084 | $1,540 |
| Acadia Parish | $902 | 0.31% | $2,100 | 1.5% | +1.5% | 147 | 1,138 | $1,240 |
| Vermilion Parish | $899 | 0.36% | $2,480 | 3.6% | +1.5% | 254 | 3,914 | $1,330 |
| St. Mary Parish | $997 | 0.39% | $2,330 | 8.3% | +0.6% | 40 | 1,114 | $1,160 |
| Natchitoches Parish | $892 | 0.44% | $1,590 | 5.6% | -1.4% | 26 | 225 | $1,310 |
| Washington Parish | $892 | 0.33% | $2,050 | 6.4% | -1.0% | 0 | 415 | $1,240 |
| St. Bernard Parish | $1,480 | 0.47% | $2,370 | 5.1% | +0.7% | 115 | 17,613 | $1,610 |
Show the other 39 parishes
| Parish | 2-bed FMR | Property tax | Insurance / yr | Rental vacancy | Jobs, 1 yr | Permits | Flood claims | Rent for 1.20x |
|---|---|---|---|---|---|---|---|---|
| Webster Parish | $922 | 0.36% | $1,050 | 6.2% | +0.4% | 60 | 115 | $870 |
| St. Martin Parish | $1,092 | 0.44% | $1,830 | 4.7% | +1.3% | 50 | 831 | $1,290 |
| Avoyelles Parish | $902 | 0.20% | $1,390 | 10.4% | -1.9% | 16 | 480 | $930 |
| Evangeline Parish | $892 | 0.29% | $1,600 | 3.6% | +0.0% | 39 | 220 | $980 |
| St. John the Baptist Parish | $1,480 | 0.45% | $2,230 | 12.5% | +1.0% | 60 | 8,393 | $1,530 |
| St. Charles Parish | $1,480 | 0.59% | $3,150 | 9.8% | +0.9% | 116 | 3,855 | $2,130 |
| Morehouse Parish | $892 | 0.45% | $1,320 | 2.8% | +1.0% | 16 | 163 | $930 |
| Iberville Parish | $892 | 0.32% | $1,670 | 3.3% | +3.1% | 122 | 267 | $1,310 |
| Jefferson Davis Parish | $921 | 0.29% | $2,060 | 3.8% | +1.1% | 62 | 224 | $1,200 |
| West Baton Rouge Parish | $1,149 | 0.54% | $1,900 | 2.5% | +3.4% | 96 | 167 | $1,760 |
| Richland Parish | $975 | 0.28% | $1,040 | 0.7% | +0.5% | 41 | 270 | $1,040 |
| De Soto Parish | $1,045 | 0.35% | $1,450 | 6.9% | +0.6% | 98 | 15 | $1,170 |
| Beauregard Parish | $1,023 | 0.36% | $1,840 | 5.4% | -1.7% | 81 | 177 | $1,260 |
| Allen Parish | $910 | 0.26% | $1,500 | 4.1% | +1.1% | 39 | 179 | $830 |
| Franklin Parish | $892 | 0.31% | $1,430 | 5.2% | -0.7% | 13 | 138 | $890 |
| Plaquemines Parish | $1,480 | 0.50% | $3,340 | 13.2% | +0.4% | 47 | 5,171 | $2,260 |
| Union Parish | $1,017 | 0.46% | $960 | 8.5% | +0.3% | 81 | 206 | $860 |
| Concordia Parish | $893 | 0.37% | $1,220 | 7.0% | -1.0% | 1 | 268 | $810 |
| Sabine Parish | $892 | 0.39% | $1,550 | 6.6% | -1.3% | 69 | 29 | $980 |
| Jackson Parish | $892 | 0.30% | $1,340 | 8.4% | +3.5% | 0 | 3 | $900 |
| Pointe Coupee Parish | $1,149 | 0.32% | $1,960 | 6.6% | +3.6% | 41 | 574 | $1,380 |
| Bienville Parish | $892 | 0.30% | $710 | 1.2% | -3.3% | 18 | 13 | $730 |
| Claiborne Parish | $892 | 0.43% | $460 | 2.0% | -2.8% | 0 | 54 | $600 |
| Grant Parish | $995 | 0.60% | $1,300 | 0.6% | -0.2% | 32 | 118 | $1,120 |
| Madison Parish | $892 | 0.33% | $1,250 | 6.3% | -3.4% | 0 | 113 | $760 |
| Winn Parish | $892 | 0.30% | $1,230 | 4.8% | -2.8% | 9 | 24 | $840 |
| Assumption Parish | $932 | 0.37% | $2,010 | 0.4% | +3.7% | 38 | 222 | $1,200 |
| St. James Parish | $1,165 | 0.53% | $2,420 | 8.4% | +0.9% | 64 | 257 | $1,690 |
| Caldwell Parish | $892 | 0.44% | $1,750 | 0.4% | +1.0% | 7 | 121 | $800 |
| East Carroll Parish | $892 | 0.28% | $1,340 | 11.3% | -1.7% | 1 | 72 | $790 |
| LaSalle Parish | $892 | 0.45% | $1,310 | 2.6% | +0.8% | 14 | 87 | $940 |
| West Feliciana Parish | $1,149 | 0.63% | $2,190 | 6.2% | +3.5% | 57 | 89 | $1,920 |
| East Feliciana Parish | $1,149 | 0.15% | $1,630 | 7.9% | +3.4% | 21 | 45 | $1,630 |
| West Carroll Parish | $892 | 0.21% | $1,140 | 7.4% | +1.9% | 5 | 41 | $730 |
| St. Helena Parish | $1,149 | 0.61% | $1,010 | 4.0% | +3.1% | 14 | 41 | $630 |
| Catahoula Parish | $892 | 0.32% | $470 | 5.7% | +1.7% | 0 | 346 | $720 |
| Red River Parish | $929 | 0.42% | $1,300 | 1.5% | -2.7% | 0 | 7 | $930 |
| Tensas Parish | $892 | 0.26% | $1,250 | 1.9% | -5.0% | 0 | 56 | $690 |
| Cameron Parish | $1,231 | 0.46% | $2,400 | – | +1.6% | 16 | 3,099 | $1,610 |
Where these numbers come from
- 2-bedroom Fair Market Rent
- HUD's FY2027 Fair Market Rents, in effect from October 1, 2026: the rent and utilities of a modest 2-bedroom unit, set for housing vouchers. It is not a house rent. Where HUD publishes by town (New England), the parish shows the range. HUD Fair Market Rents
- Property tax, insurance, vacancy and home value
- Census American Community Survey 5-year estimates, 2020–2024. Property tax is the median tax paid divided by the median home value of owner-occupied homes. Insurance is the median that owners with a mortgage report paying, not a landlord quote. Rental vacancy is homes vacant for rent divided by all rental homes. Figures from too few homes are left blank. American Community Survey
- Jobs
- BLS Local Area Unemployment Statistics: employed residents in August 2026 against the same month a year earlier, not seasonally adjusted. BLS LAUS
- Permits
- Census Building Permits Survey: new housing units authorized in 2025, all building sizes. Building Permits Survey
- Flood claims
- FEMA National Flood Insurance Program claims with a loss in 2005 or later, and the net amount paid. Only insured buildings appear. Check a flood zone
These are screening figures for comparing places, not a quote, an appraisal or a loan offer. Louisiana total flood payments since 2005: $19.2 billion.