State rental market reference · Data updated October 18, 2026
Texas rental market for DSCR investors: rent, taxes and insurance by county
What a rental in Texas rents for, what it costs to carry, and whether it stays rented, from official data for all 254 counties. Read it before you price a deal here.
Texas at a glance
What does a rental rent for?
$1,497 a month
HUD's FY2027 2-bedroom Fair Market Rent where most of Texas's renters live, from $1,014 (Starr County) to $1,817 (Caldwell County). It is the government figure for a modest 2-bedroom unit, utilities included, not the rent for a house.
What will property taxes cost?
1.49% of value a year
Homeowners in Texas pay a median $4,232 a year on a median home value of $283,800 (Census ACS 2020–2024). A rental can be taxed at a different rate than an owner's home; the local tax bill is the real number.
What will insurance cost?
$1,860 a year
The median that homeowners with a mortgage in Texas report paying for homeowners insurance (Census ACS 2020–2024). It is not a landlord quote: a rental policy usually costs more, and flood cover is extra.
Will it stay rented?
7.7% rental vacancy
Share of Texas's rental homes vacant and for rent (Census ACS 2020–2024), across 4,113,561 renter households. Lower means rentals fill faster.
Are jobs growing?
Employment up 0.3% in a year
Employed residents in August 2026 against a year earlier; unemployment 4.6% (BLS, not seasonally adjusted, so compare the same month a year apart).
Is new supply coming?
210,217 homes permitted in 2025
About 19.1 new homes per 1,000 households; 67% single-family (Census Building Permits Survey). More new homes means more competition for tenants and buyers.
How often does it flood?
226,600 flood claims since 2005
National Flood Insurance Program claims on properties in Texas since 2005, $14.7 billion paid (FEMA). Claims show where water has reached insured buildings; they are not a flood map, so check the FEMA flood zone for the address.
What it means for a DSCR rental in Texas
A lender's DSCR is the monthly rent divided by the full monthly payment: principal, interest, property taxes, insurance and any HOA dues. Many lenders accept 1.00x; 1.20x leaves a cushion.
Take a home at Texas's median value of $283,800, bought with 25% down on a 7.5% 30-year loan, with the state's typical tax rate and insurance:
- Principal and interest ($212,850 loan)
- $1,488
- Property taxes
- $352
- Insurance
- $155
- Full monthly payment
- $1,996
- Rent for a 1.20x DSCR
- $2,390 a month
The government 2-bedroom figure where most of Texas's renters live is $1,497 a month, below the $2,390 that home needs. A house usually rents for more than a 2-bedroom unit, so price the house you are looking at with its own rent. The last column of the table below gives the same figure for each county.
Rules and costs a landlord faces in Texas
Each line quotes the official source it comes from and the date it was last checked. These are general rules, not legal advice; local rules can add to them.
- How long before you can file to evict for unpaid rent?
3 calendar days' notice for unpaid rent before an eviction can be filed.
If the occupant is a tenant under a written lease or oral rental agreement, the landlord must give a tenant who defaults or holds over beyond the end of the rental term or renewal period at least three days' written notice to vacate the premises before the landlord files a forcible detainer suit
Texas Legislature, checked October 18, 2026
- How fast must the deposit come back?
Within 30 days after the tenancy ends.
Sec. 92.103. OBLIGATION TO REFUND. (a) Except as provided by Section 92.107, the landlord shall refund a security deposit to the tenant on or before the 30th day after the date the tenant surrenders the premises.
Texas Legislature, checked October 18, 2026
- What does the state charge to record a purchase?
No state transfer tax on a purchase.
Sec. 29. TRANSFER TAX ON TRANSACTION CONVEYING FEE SIMPLE TITLE TO REAL PROPERTY PROHIBITED. (a) After January 1, 2016, no law may be enacted that imposes a transfer tax on a transaction that conveys fee simple title to real property.
Texas Legislature, checked October 18, 2026
- Is a rental taxed like the owner's home?
A rental does not get the owner's homestead benefit; non-homestead assessments are capped at 20 percent.
CIRCUIT BREAKER LIMITATION ON APPRAISED VALUE OF REAL PROPERTY OTHER THAN RESIDENCE HOMESTEAD. ... This section does not apply to: (1) a residence homestead that qualifies for an exemption under Section 11.13; ... 20 percent of the appraised value of the property for the preceding tax year
Texas Legislature, checked October 18, 2026
- Where do you insure when private insurers decline?
Texas FAIR Plan Association; wind is written separately.
you can turn to a state-designated insurer of last resort. ... You can apply for coverage through the Texas FAIR Plan Association if you own a house, townhouse, condo, or manufactured home. ... The Texas Windstorm Insurance Association (TWIA) sells wind and hail coverage
Texas Department of Insurance, checked October 18, 2026
Market hubs in Texas
Each hub makes a monthly call on the market: the rent, the price that still works at 1.20x, and where to start.
Texas by county
All 254 counties, most renter households first. "Rent for 1.20x" is the monthly rent a home at that county's median value needs on the example loan above. A dash means the source publishes no reliable figure there.
| County | 2-bed FMR | Property tax | Insurance / yr | Rental vacancy | Jobs, 1 yr | Permits | Flood claims | Rent for 1.20x |
|---|---|---|---|---|---|---|---|---|
| Harris County | $1,497 | 1.62% | $2,090 | 9.3% | +0.6% | 30,909 | 98,135 | $2,400 |
| Dallas County | $1,807 | 1.58% | $2,090 | 9.1% | +0.2% | 12,691 | 1,194 | $2,590 |
| Tarrant County | $1,745 | 1.65% | $2,170 | 7.7% | +0.7% | 13,924 | 1,259 | $2,790 |
| Bexar County | $1,441 | 1.73% | $1,460 | 8.8% | -0.1% | 6,333 | 844 | $2,250 |
| Travis County | $1,817 | 1.48% | $1,610 | 4.6% | +0.5% | 15,059 | 2,122 | $4,230 |
| Collin County | $1,807 | 1.58% | $2,320 | 6.1% | +0.2% | 19,082 | 169 | $3,980 |
| Denton County | $1,807 | 1.61% | $2,290 | 4.8% | +0.2% | 10,210 | 352 | $3,680 |
| El Paso County | $1,146 | 2.03% | $1,120 | 6.4% | +0.3% | 2,050 | 600 | $1,610 |
| Hidalgo County | $1,017 | 1.62% | $1,290 | 6.7% | +0.2% | 7,301 | 3,508 | $1,240 |
| Williamson County | $1,817 | 1.61% | $1,560 | 4.2% | +0.5% | 4,956 | 432 | $3,690 |
| Montgomery County | $1,497 | 1.52% | $1,940 | 7.7% | +0.6% | 13,614 | 7,228 | $2,900 |
| Fort Bend County | $1,497 | 1.86% | $2,420 | 6.7% | +0.6% | 12,487 | 6,137 | $3,300 |
| Bell County | $1,138 | 1.44% | $1,430 | 5.8% | -0.7% | 2,839 | 366 | $2,010 |
| Lubbock County | $1,241 | 1.51% | $1,890 | 7.8% | +0.4% | 2,858 | 170 | $1,860 |
| Nueces County | $1,421 | 1.59% | $2,080 | 11.3% | -0.2% | 1,496 | 5,121 | $1,850 |
| Brazos County | $1,151 | 1.54% | $1,480 | 7.5% | +0.7% | 2,330 | 341 | $2,470 |
| Cameron County | $1,042 | 1.50% | $1,400 | 5.5% | -1.3% | 2,702 | 4,311 | $1,200 |
| Galveston County | $1,497 | 1.41% | $2,400 | 8.9% | +0.7% | 2,525 | 34,560 | $2,660 |
| McLennan County | $1,297 | 1.42% | $1,690 | 4.8% | +0.1% | 1,442 | 252 | $2,050 |
| Hays County | $1,817 | 1.66% | $1,480 | 3.5% | +0.5% | 4,595 | 939 | $3,330 |
| Jefferson County | $1,218 | 1.53% | $2,120 | 6.7% | +0.9% | 341 | 15,663 | $1,540 |
| Brazoria County | $1,319 | 1.66% | $2,310 | 12.0% | +0.7% | 2,800 | 9,454 | $2,630 |
| Webb County | $1,157 | 1.80% | $1,250 | 8.7% | -0.1% | 1,340 | 186 | $1,660 |
| Smith County | $1,277 | 1.16% | $1,690 | 17.4% | +0.8% | 543 | 159 | $1,960 |
| Ector County | $1,522 | 1.27% | $1,570 | 4.2% | +1.3% | 921 | 133 | $1,670 |
Show the other 229 counties
| County | 2-bed FMR | Property tax | Insurance / yr | Rental vacancy | Jobs, 1 yr | Permits | Flood claims | Rent for 1.20x |
|---|---|---|---|---|---|---|---|---|
| Midland County | $1,794 | 1.23% | $1,840 | 8.6% | +2.6% | 1,317 | 74 | $2,540 |
| Taylor County | $1,310 | 1.37% | $1,790 | 3.0% | +0.9% | 1,057 | 138 | $1,700 |
| Gregg County | $1,232 | 1.16% | $1,620 | 5.3% | +0.2% | 194 | 105 | $1,680 |
| Wichita County | $1,145 | 1.64% | $1,810 | 10.8% | -1.5% | 131 | 271 | $1,400 |
| Grayson County | $1,395 | 1.27% | $2,030 | 3.3% | +0.1% | 1,881 | 317 | $2,080 |
| Randall County | $1,107 | 1.51% | $2,080 | 8.6% | -0.9% | 90 | 92 | $2,070 |
| Potter County | $1,107 | 1.46% | $1,770 | 13.4% | -1.0% | 865 | 26 | $1,320 |
| Ellis County | $1,807 | 1.35% | $1,970 | 3.8% | +0.2% | 3,678 | 101 | $2,860 |
| Comal County | $1,441 | 1.13% | $1,540 | 6.6% | -0.2% | 1,726 | 500 | $3,330 |
| Johnson County | $1,745 | 1.24% | $1,710 | 7.1% | +0.6% | 2,356 | 151 | $2,320 |
| Tom Green County | $1,350 | 1.29% | $1,630 | 7.9% | +0.5% | 335 | 139 | $1,660 |
| Guadalupe County | $1,441 | 1.43% | $1,490 | 4.8% | -0.1% | 1,697 | 440 | $2,500 |
| Bowie County | $1,118 | 1.18% | $1,580 | 3.6% | -1.0% | 257 | 109 | $1,450 |
| Victoria County | $1,428 | 1.46% | $2,050 | 13.0% | -1.1% | 185 | 226 | $1,830 |
| Angelina County | $1,073 | 1.09% | $1,520 | 5.0% | -2.4% | 157 | 137 | $1,360 |
| Walker County | $1,227 | 1.18% | $1,730 | 8.2% | -0.1% | 533 | 265 | $1,870 |
| Coryell County | $1,138 | 1.36% | $1,450 | 3.1% | -0.6% | 503 | 56 | $1,640 |
| Kaufman County | $1,807 | 1.68% | $1,740 | 9.2% | +0.2% | 1,069 | 52 | $2,730 |
| Hunt County | $1,807 | 1.24% | $1,800 | 7.7% | +0.2% | 834 | 39 | $2,000 |
| Parker County | $1,745 | 1.40% | $2,270 | 7.6% | +0.6% | 342 | 105 | $3,120 |
| Nacogdoches County | $1,139 | 0.83% | $1,630 | 6.8% | -2.3% | 31 | 35 | $1,370 |
| Bastrop County | $1,817 | 1.41% | $1,520 | 1.7% | +0.5% | 2,269 | 259 | $2,580 |
| San Patricio County | $1,421 | 1.49% | $2,110 | 6.4% | -0.1% | 432 | 687 | $1,710 |
| Orange County | $1,218 | 1.24% | $2,240 | 16.5% | +0.8% | 245 | 11,327 | $1,530 |
| Henderson County | $1,114 | 0.94% | $1,770 | 8.3% | +0.9% | 176 | 77 | $1,710 |
| Rockwall County | $1,807 | 1.54% | $2,320 | 6.9% | +0.2% | 1,591 | 47 | $3,490 |
| Lamar County | $1,036 | 0.87% | $2,040 | 6.8% | -1.8% | 48 | 114 | $1,640 |
| Kerr County | $1,156 | 0.97% | $1,660 | 6.9% | +0.8% | 179 | 233 | $2,500 |
| Erath County | $1,260 | 1.07% | $2,080 | 7.4% | +3.2% | 36 | 20 | $2,190 |
| Harrison County | $1,244 | 0.97% | $1,770 | 8.5% | +0.3% | 59 | 168 | $1,490 |
| Starr County | $1,014 | 1.14% | $1,300 | 6.5% | +0.0% | 0 | 64 | $840 |
| Navarro County | $1,139 | 1.20% | $1,680 | 3.1% | -0.1% | 477 | 77 | $1,460 |
| Kleberg County | $1,314 | 1.47% | $1,700 | 5.4% | +0.7% | 18 | 83 | $1,420 |
| Liberty County | $1,497 | 1.17% | $1,790 | 6.1% | +0.6% | 1,010 | 1,526 | $1,540 |
| Maverick County | $1,014 | 1.25% | $1,250 | 5.6% | +0.1% | 94 | 131 | $1,320 |
| Val Verde County | $1,119 | 1.43% | $1,350 | 2.5% | -1.1% | 73 | 70 | $1,410 |
| Waller County | $1,497 | 1.27% | $1,950 | 7.9% | +0.7% | 339 | 709 | $2,610 |
| Burnet County | $1,349 | 1.06% | $1,800 | 4.3% | -0.1% | 736 | 485 | $2,710 |
| Matagorda County | $1,226 | 1.35% | $2,290 | 10.3% | +2.4% | 300 | 759 | $1,550 |
| Anderson County | $1,201 | 0.92% | $1,550 | 6.7% | +0.8% | 19 | 15 | $1,490 |
| Hood County | $1,463 | 1.05% | $2,160 | 14.9% | +1.0% | 258 | 118 | $2,470 |
| Brown County | $1,137 | 1.11% | $1,610 | 5.6% | -0.8% | 205 | 104 | $1,340 |
| Cherokee County | $1,062 | 1.16% | $1,780 | 8.9% | -0.1% | 43 | 48 | $1,440 |
| Washington County | $1,400 | 1.09% | $1,620 | 6.2% | +1.6% | 197 | 52 | $2,290 |
| Wise County | $1,164 | 1.14% | $2,230 | 6.5% | +0.7% | 402 | 56 | $2,490 |
| Cooke County | $1,314 | 1.19% | $2,050 | 1.1% | +1.2% | 69 | 189 | $2,000 |
| Wharton County | $1,184 | 1.52% | $1,980 | 9.6% | -0.9% | 116 | 702 | $1,680 |
| Hale County | $1,014 | 1.31% | $1,920 | 6.4% | -1.6% | 6 | 8 | $1,080 |
| Polk County | $1,227 | 0.90% | $1,820 | 9.9% | +0.6% | 661 | 210 | $1,510 |
| Van Zandt County | $1,184 | 1.03% | $1,990 | 7.0% | +0.2% | 72 | 36 | $1,830 |
| Jim Wells County | $1,014 | 1.15% | $1,840 | 6.5% | -1.7% | 3 | 106 | $1,100 |
| Caldwell County | $1,817 | 1.35% | $1,420 | 2.9% | +0.4% | 443 | 130 | $1,980 |
| Hopkins County | $1,205 | 1.00% | $1,800 | 4.4% | +1.5% | 62 | 11 | $1,790 |
| Hardin County | $1,218 | 1.09% | $2,090 | 7.7% | +0.8% | 374 | 1,531 | $1,730 |
| Rusk County | $1,205 | 1.05% | $1,630 | 8.4% | +0.2% | 9 | 18 | $1,420 |
| Atascosa County | $1,069 | 1.29% | $1,440 | 3.5% | +0.0% | 242 | 15 | $1,470 |
| Howard County | $1,217 | 0.95% | $1,500 | 7.6% | -2.2% | 6 | 17 | $1,280 |
| Wood County | $1,019 | 0.88% | $1,710 | 5.6% | -1.1% | 67 | 7 | $1,720 |
| Kendall County | $1,650 | 1.10% | $2,050 | 6.3% | -0.2% | 351 | 126 | $4,000 |
| Titus County | $1,045 | 1.20% | $1,700 | 3.1% | +1.3% | 253 | 6 | $1,470 |
| Palo Pinto County | $1,129 | 1.11% | $2,160 | 6.4% | +1.3% | 22 | 66 | $1,680 |
| Chambers County | $1,497 | 1.05% | $2,520 | 10.2% | +0.7% | 564 | 1,664 | $2,670 |
| Upshur County | $1,232 | 1.19% | $1,660 | 7.5% | +0.2% | 26 | 6 | $1,420 |
| Hill County | $1,080 | 1.16% | $1,610 | 6.5% | +1.5% | 68 | 19 | $1,500 |
| Jasper County | $1,014 | 0.97% | $1,690 | 9.3% | -0.7% | 27 | 178 | $1,160 |
| Aransas County | $1,404 | 1.02% | $1,960 | 1.9% | -0.1% | 188 | 3,057 | $2,140 |
| Gillespie County | $1,591 | 0.98% | $1,990 | 5.0% | +0.2% | 51 | 12 | $3,550 |
| Medina County | $1,231 | 1.32% | $1,510 | 5.6% | -0.1% | 70 | 70 | $1,980 |
| Austin County | $1,069 | 1.16% | $1,740 | 9.5% | +0.5% | 304 | 272 | $2,390 |
| Wilson County | $1,441 | 1.22% | $1,500 | 8.1% | +0.0% | 127 | 17 | $2,560 |
| Cass County | $1,014 | 0.94% | $1,760 | 7.3% | -0.1% | 14 | 15 | $1,230 |
| Fannin County | $1,093 | 1.08% | $1,850 | 2.4% | +1.6% | 84 | 43 | $1,910 |
| Moore County | $1,070 | 1.30% | $1,980 | 17.0% | -0.3% | 19 | 0 | $1,360 |
| Gonzales County | $1,014 | 1.31% | $1,280 | 1.5% | -0.3% | 25 | 36 | $1,340 |
| Bee County | $1,233 | 1.45% | $1,490 | 2.9% | -0.4% | 14 | 46 | $1,010 |
| Llano County | $1,102 | 0.75% | $1,920 | 7.2% | +0.1% | 117 | 501 | $2,700 |
| Uvalde County | $1,200 | 1.44% | $1,630 | 4.0% | -0.1% | 11 | 46 | $1,330 |
| Shelby County | $1,014 | 1.01% | $1,520 | 1.8% | -1.2% | 4 | 2 | $890 |
| Milam County | $1,126 | 0.99% | $1,440 | 3.8% | +1.3% | 73 | 9 | $1,530 |
| Houston County | $1,046 | 0.84% | $1,650 | 6.1% | +1.8% | 1 | 14 | $1,340 |
| Limestone County | $1,014 | 1.19% | $1,520 | 7.8% | +1.1% | 14 | 149 | $1,380 |
| Frio County | $1,227 | 1.55% | $1,230 | 5.6% | -2.0% | 9 | 1 | $970 |
| Hockley County | $1,014 | 1.39% | $1,910 | 7.4% | +0.5% | 9 | 12 | $1,170 |
| Fayette County | $1,093 | 0.89% | $1,470 | 4.4% | +0.8% | 22 | 95 | $2,260 |
| Grimes County | $1,154 | 1.02% | $1,500 | 7.2% | +1.6% | 68 | 83 | $1,890 |
| Eastland County | $1,014 | 1.08% | $1,710 | 4.9% | -1.1% | 75 | 160 | $1,160 |
| Deaf Smith County | $1,112 | 1.48% | $1,780 | 8.8% | -1.6% | 33 | 3 | $1,120 |
| Young County | $1,053 | 1.11% | $1,720 | 4.6% | -0.1% | 26 | 11 | $1,470 |
| Calhoun County | $1,014 | 1.26% | $1,550 | 3.3% | -0.3% | 108 | 399 | $1,450 |
| Gray County | $1,083 | 1.37% | $1,590 | 17.7% | +0.1% | 8 | 1 | $950 |
| Nolan County | $1,087 | 1.53% | $1,450 | 9.4% | -0.1% | 8 | 29 | $900 |
| Brewster County | $1,028 | 1.13% | $1,100 | 4.3% | +2.5% | 3 | 4 | $1,800 |
| Robertson County | $1,151 | 1.01% | $1,460 | 8.1% | +0.9% | 30 | 5 | $1,500 |
| Lavaca County | $1,086 | 0.89% | $1,650 | 2.2% | -1.2% | 7 | 14 | $1,800 |
| Bosque County | $1,014 | 0.98% | $1,600 | 6.4% | +0.2% | 12 | 15 | $1,620 |
| DeWitt County | $1,205 | 0.86% | $1,360 | 11.0% | -1.7% | 19 | 48 | $1,360 |
| Panola County | $1,060 | 0.79% | $1,700 | 0.0% | -0.1% | 18 | 2 | $1,290 |
| Karnes County | $1,143 | 0.93% | $1,060 | 11.6% | -1.5% | 62 | 6 | $1,180 |
| Jackson County | $1,142 | 1.02% | $2,310 | 6.6% | -2.5% | 0 | 91 | $1,720 |
| Gaines County | $1,014 | 1.57% | $2,080 | 10.9% | +4.3% | 19 | 4 | $1,790 |
| Freestone County | $1,014 | 0.94% | $1,510 | 4.9% | +3.0% | 4 | 12 | $1,370 |
| Montague County | $1,088 | 0.92% | $2,030 | 4.5% | -0.1% | 20 | 33 | $1,690 |
| San Jacinto County | $1,163 | 0.99% | $1,760 | 8.9% | +0.5% | 523 | 173 | $1,700 |
| Lampasas County | $1,014 | 1.17% | $1,770 | 2.5% | -0.7% | 16 | 38 | $2,050 |
| Colorado County | $1,211 | 1.05% | $1,670 | 4.1% | +0.6% | 28 | 61 | $1,710 |
| Leon County | $1,014 | 0.69% | $1,330 | 7.9% | +7.0% | 3 | 7 | $1,430 |
| Wilbarger County | $1,091 | 1.60% | $2,040 | 11.5% | +0.6% | 6 | 1 | $910 |
| Lee County | $1,155 | 0.96% | $1,710 | 0.0% | +2.7% | 15 | 24 | $2,110 |
| Falls County | $1,014 | 1.37% | $1,330 | 4.0% | +0.2% | 6 | 2 | $980 |
| Andrews County | $1,325 | 1.28% | $1,480 | 2.9% | +0.7% | 93 | 0 | $1,630 |
| Pecos County | $1,078 | 1.03% | $2,000 | 4.9% | -1.0% | 4 | 0 | $1,410 |
| Burleson County | $1,151 | 0.95% | $1,490 | 8.4% | +0.9% | 31 | 21 | $1,530 |
| Terry County | $1,014 | 1.69% | $1,310 | 0.1% | -0.8% | 0 | 8 | $970 |
| Willacy County | $1,014 | 1.68% | $1,400 | 10.7% | -4.1% | 43 | 251 | $730 |
| Red River County | $1,014 | 1.01% | $1,480 | 3.0% | +1.1% | 12 | 0 | $1,040 |
| Brooks County | $1,014 | 1.31% | $1,200 | 3.0% | -2.4% | 0 | 29 | $740 |
| Scurry County | $1,245 | 1.27% | $1,510 | 5.8% | +2.3% | 1 | 1 | $1,010 |
| Tyler County | $1,117 | 0.89% | $1,770 | 5.4% | +0.9% | 0 | 92 | $1,310 |
| Bandera County | $1,441 | 0.88% | $1,740 | 6.0% | -0.2% | 0 | 49 | $2,170 |
| Zapata County | $1,014 | 0.95% | $1,200 | 1.9% | +0.9% | – | 4 | $820 |
| Morris County | $1,014 | 1.10% | $1,500 | 3.2% | +0.3% | 7 | 4 | $1,040 |
| Trinity County | $1,079 | 1.06% | $1,480 | 3.2% | -1.1% | 0 | 38 | $1,030 |
| Live Oak County | $1,115 | 0.96% | $1,970 | 8.3% | -1.4% | 9 | 7 | $1,350 |
| Blanco County | $1,227 | 0.93% | $1,840 | 4.7% | -0.2% | 9 | 35 | $3,680 |
| Lamb County | $1,014 | 1.12% | $1,280 | 0.0% | +0.4% | 6 | 1 | $740 |
| Dawson County | $1,212 | 1.62% | $1,430 | 4.4% | +1.5% | 3 | 3 | $960 |
| Hutchinson County | $1,014 | 1.35% | $1,630 | 5.8% | -0.7% | 2 | 2 | $1,070 |
| Jones County | $1,310 | 1.59% | $1,250 | 0.0% | +0.9% | 0 | 65 | $890 |
| Reeves County | $1,165 | 1.08% | $760 | 7.3% | +2.9% | 41 | 2 | $950 |
| McCulloch County | $1,067 | 0.99% | $1,280 | 7.5% | -3.1% | 6 | 1 | $1,220 |
| Camp County | $1,014 | 1.10% | $1,960 | 3.7% | +1.2% | 8 | 0 | $1,480 |
| Comanche County | $1,017 | 1.35% | $1,830 | 3.9% | -1.1% | 14 | 7 | $1,370 |
| Madison County | $1,014 | 0.98% | $1,390 | 11.2% | +0.1% | 2 | 14 | $1,420 |
| Zavala County | $1,014 | 1.53% | $800 | 1.9% | -3.3% | 0 | 28 | $850 |
| Ochiltree County | $1,014 | 1.42% | $1,840 | 5.3% | -2.6% | 4 | 0 | $1,220 |
| Dimmit County | $1,014 | 1.43% | $1,500 | 13.0% | -3.2% | 4 | 8 | $810 |
| Callahan County | $1,310 | 0.91% | $1,740 | 0.8% | +0.8% | 103 | 2 | $1,220 |
| Runnels County | $1,055 | 1.37% | $2,170 | 1.7% | +0.1% | 4 | 6 | $1,050 |
| Ward County | $1,406 | 0.64% | $1,470 | 12.1% | +1.1% | 18 | 0 | $1,190 |
| Dallam County | $1,381 | 1.15% | $1,750 | 0.0% | +1.4% | 2 | 3 | $1,300 |
| Marion County | $1,041 | 0.74% | $1,620 | 8.0% | +0.3% | 11 | 23 | $880 |
| Duval County | $1,078 | 1.28% | $1,080 | 2.5% | -0.6% | – | 1 | $790 |
| Parmer County | $1,214 | 1.28% | $1,860 | 15.5% | +0.2% | 4 | 0 | $1,300 |
| Castro County | $1,218 | 0.92% | $1,660 | 8.7% | +1.9% | 0 | 0 | $850 |
| Yoakum County | $1,205 | 0.94% | $2,010 | 0.0% | -0.3% | 1 | 4 | $1,520 |
| Rains County | $1,014 | 1.02% | $2,070 | 1.6% | -0.5% | 11 | 3 | $1,970 |
| Jack County | $1,022 | 0.98% | $2,090 | 3.0% | -4.4% | 2 | 5 | $2,040 |
| Newton County | $1,014 | 0.82% | $1,330 | 7.3% | +0.1% | – | 437 | $870 |
| Swisher County | $1,014 | 1.72% | $1,780 | 20.1% | +0.2% | 0 | 1 | $870 |
| Coleman County | $1,079 | 1.35% | $1,150 | 0.8% | -1.8% | 5 | 2 | $820 |
| Stephens County | $1,014 | 1.48% | $1,430 | 11.4% | -0.6% | 3 | 24 | $1,000 |
| Somervell County | $1,014 | 0.91% | $2,200 | 5.0% | -1.7% | 27 | 17 | $2,310 |
| San Augustine County | $1,014 | 0.68% | $1,330 | 1.6% | +4.8% | 1 | 6 | $830 |
| Franklin County | $1,151 | 0.89% | $1,940 | 0.6% | -0.9% | 0 | 13 | $1,820 |
| Clay County | $1,145 | 1.27% | $1,970 | 2.5% | -1.2% | 8 | 19 | $1,490 |
| Sabine County | $1,057 | 0.82% | $2,090 | 7.8% | -2.2% | 0 | 3 | $1,300 |
| Hamilton County | $1,014 | 1.26% | $2,030 | 2.7% | -0.9% | 33 | 2 | $1,320 |
| Crosby County | $1,241 | 1.83% | $1,580 | 6.2% | +0.8% | 0 | 1 | $820 |
| San Saba County | $1,140 | 0.90% | $1,630 | 7.2% | +0.3% | 0 | 17 | $1,380 |
| Mitchell County | $1,118 | 1.86% | $1,110 | 11.6% | +3.0% | 3 | 0 | $810 |
| Refugio County | $1,014 | 1.47% | $1,270 | 0.0% | -1.6% | 17 | 65 | $900 |
| Haskell County | $1,014 | 1.16% | $1,300 | 0.0% | -2.3% | 0 | 69 | $870 |
| Jim Hogg County | $1,045 | 0.97% | $1,390 | 0.0% | +1.1% | – | 6 | $1,080 |
| Presidio County | $1,078 | 1.24% | $940 | 6.2% | -0.2% | 17 | 3 | $1,010 |
| Archer County | $1,145 | 1.21% | $2,490 | 9.0% | -1.2% | 21 | 21 | $1,670 |
| Childress County | $1,128 | 1.19% | $2,260 | 16.6% | +2.2% | 0 | 0 | $1,160 |
| Floyd County | $1,014 | 1.24% | $1,580 | 12.1% | +1.8% | 1 | 0 | $830 |
| Baylor County | $1,014 | 1.25% | $2,250 | 7.2% | -0.1% | 0 | 0 | $1,000 |
| Lynn County | $1,025 | 1.77% | $1,910 | 9.4% | +0.8% | 0 | 1 | $1,380 |
| Carson County | $1,107 | 1.19% | $1,740 | 0.0% | -0.5% | 39 | 2 | $1,240 |
| Coke County | $1,014 | 1.16% | $1,470 | 5.1% | +9.7% | 0 | 0 | $1,030 |
| Wheeler County | $1,048 | 1.39% | $1,430 | 8.4% | -0.1% | 0 | 1 | $960 |
| Bailey County | $1,015 | 1.52% | $1,390 | 0.0% | -1.3% | 2 | 0 | $960 |
| Martin County | $1,781 | 0.91% | $3,580 | 5.3% | +2.8% | 5 | 0 | $1,620 |
| Garza County | $1,084 | 1.57% | $1,900 | 0.0% | +0.5% | 2 | 0 | $800 |
| Kimble County | $1,014 | 1.27% | $1,580 | 7.1% | -3.5% | 1 | 9 | $1,680 |
| Hemphill County | $1,014 | 1.16% | $2,160 | 4.0% | -4.9% | 0 | 0 | $1,750 |
| Hartley County | $1,218 | 1.01% | $1,870 | 8.3% | +0.5% | – | 0 | $2,100 |
| La Salle County | $1,073 | 1.47% | $1,440 | 10.0% | -0.2% | 1 | 4 | $900 |
| Winkler County | $1,109 | 0.76% | $1,110 | 4.4% | -1.9% | 3 | 0 | $1,160 |
| Delta County | $1,014 | 0.95% | $1,600 | 2.1% | +0.6% | 8 | 0 | $1,350 |
| Goliad County | $1,428 | 0.94% | $2,040 | 1.6% | -0.8% | 1 | 1 | $1,600 |
| Mills County | $1,014 | 0.78% | $1,790 | 9.0% | -0.4% | – | 0 | $1,760 |
| Hansford County | $1,230 | 1.81% | $2,070 | 0.0% | -0.8% | 0 | 0 | $1,220 |
| Mason County | $1,078 | 0.84% | $1,800 | 7.0% | -1.4% | 4 | 3 | $2,270 |
| Cochran County | $1,014 | 1.10% | $830 | 5.8% | +0.9% | 0 | 0 | $480 |
| Crockett County | $1,078 | – | $1,710 | 21.1% | +4.4% | – | 3 | – |
| Hardeman County | $1,014 | 1.04% | $1,300 | 16.7% | -1.0% | 0 | 0 | $730 |
| Reagan County | $1,014 | 0.92% | $1,230 | 0.0% | -1.3% | 3 | 0 | $1,360 |
| Upton County | $1,078 | 1.08% | $2,590 | 8.3% | +6.1% | 1 | 0 | $1,060 |
| Hall County | $1,014 | 1.26% | $1,950 | 8.0% | +0.9% | 0 | 2 | $850 |
| Fisher County | $1,014 | 1.73% | $1,460 | 8.9% | -0.2% | – | 1 | $780 |
| Sutton County | $1,078 | 1.22% | $2,210 | 10.8% | -2.3% | 0 | 23 | $1,390 |
| Donley County | $1,014 | 1.16% | $1,640 | 9.6% | -1.6% | 5 | 1 | $880 |
| Knox County | $1,014 | 1.60% | $1,130 | 0.0% | -0.7% | – | 0 | $720 |
| Shackelford County | $1,014 | 1.15% | $1,990 | 1.8% | -2.1% | – | 0 | $1,500 |
| Crane County | $1,014 | 1.04% | $1,570 | 12.0% | +2.2% | 4 | 0 | $1,110 |
| Culberson County | $1,078 | 0.97% | – | 1.7% | +1.1% | 23 | 1 | – |
| Collingsworth County | $1,014 | 1.26% | $1,300 | 7.6% | -0.9% | 0 | 3 | $920 |
| Real County | $1,099 | 1.07% | $1,010 | 2.6% | -0.5% | 0 | 5 | $930 |
| Throckmorton County | $1,060 | 1.28% | – | 3.3% | -6.1% | – | 2 | – |
| Hudspeth County | $1,014 | 1.25% | $1,390 | 3.9% | +0.8% | – | 1 | $620 |
| Sherman County | $1,065 | 1.72% | $1,280 | 5.7% | -1.3% | 15 | 0 | $1,310 |
| Kinney County | $1,078 | 1.41% | $1,320 | 11.5% | +4.4% | 0 | 6 | $760 |
| Menard County | $1,014 | 1.95% | $1,380 | – | -1.0% | – | 10 | $1,030 |
| Lipscomb County | $1,014 | 1.41% | $2,040 | 18.3% | -2.9% | 0 | 5 | $1,160 |
| Oldham County | $1,065 | 1.09% | $1,670 | – | -0.5% | 0 | 0 | $1,370 |
| Concho County | $1,131 | 1.68% | $1,430 | – | +1.9% | 0 | 1 | $1,000 |
| Armstrong County | $1,107 | 1.23% | $2,170 | – | -0.5% | 0 | 0 | $1,510 |
| Schleicher County | $1,078 | 1.25% | $1,680 | – | -1.5% | 3 | 0 | $1,090 |
| Dickens County | $1,108 | 1.44% | $1,540 | – | +7.8% | – | 0 | $660 |
| Glasscock County | $1,078 | 0.55% | – | – | +12.0% | – | 0 | – |
| Jeff Davis County | $1,078 | 0.60% | $1,740 | 20.8% | +0.0% | – | 0 | $1,730 |
| Motley County | $1,014 | 1.03% | $1,680 | – | -4.9% | – | 0 | $810 |
| Foard County | $1,014 | 1.12% | – | – | +3.8% | – | 0 | – |
| Irion County | $1,350 | 0.70% | $1,760 | – | +0.6% | – | 2 | $1,610 |
| Cottle County | $1,078 | 1.15% | $1,520 | – | -0.7% | 0 | 0 | $590 |
| Briscoe County | $1,078 | 1.09% | – | – | +0.3% | – | 0 | – |
| Sterling County | $1,185 | 1.29% | $1,840 | – | +3.5% | – | 0 | $1,300 |
| Borden County | $1,078 | 0.42% | – | – | +0.8% | – | 0 | – |
| Stonewall County | $1,078 | 1.79% | $1,560 | – | -4.3% | – | 0 | $550 |
| Kent County | $1,078 | 0.68% | – | – | -4.1% | – | 0 | – |
| Edwards County | $1,078 | – | – | – | +0.9% | – | 0 | – |
| Roberts County | $1,078 | 1.11% | $2,850 | – | -3.6% | – | 0 | $1,480 |
| Terrell County | $1,078 | 0.92% | – | – | -1.7% | – | 0 | – |
| King County | $1,078 | 1.08% | – | – | -14.3% | – | 0 | – |
| McMullen County | $1,078 | 0.41% | – | – | -4.6% | – | 0 | – |
| Kenedy County | $1,102 | – | – | – | +1.1% | – | 1 | – |
| Loving County | $1,078 | – | – | – | +10.4% | – | 0 | – |
Where these numbers come from
- 2-bedroom Fair Market Rent
- HUD's FY2027 Fair Market Rents, in effect from October 1, 2026: the rent and utilities of a modest 2-bedroom unit, set for housing vouchers. It is not a house rent. Where HUD publishes by town (New England), the county shows the range. HUD Fair Market Rents
- Property tax, insurance, vacancy and home value
- Census American Community Survey 5-year estimates, 2020–2024. Property tax is the median tax paid divided by the median home value of owner-occupied homes. Insurance is the median that owners with a mortgage report paying, not a landlord quote. Rental vacancy is homes vacant for rent divided by all rental homes. Figures from too few homes are left blank. American Community Survey
- Jobs
- BLS Local Area Unemployment Statistics: employed residents in August 2026 against the same month a year earlier, not seasonally adjusted. BLS LAUS
- Permits
- Census Building Permits Survey: new housing units authorized in 2025, all building sizes. Building Permits Survey
- Flood claims
- FEMA National Flood Insurance Program claims with a loss in 2005 or later, and the net amount paid. Only insured buildings appear. Check a flood zone
These are screening figures for comparing places, not a quote, an appraisal or a loan offer. Texas total flood payments since 2005: $14.7 billion.