State rental market reference · Data updated October 18, 2026

Texas rental market for DSCR investors: rent, taxes and insurance by county

What a rental in Texas rents for, what it costs to carry, and whether it stays rented, from official data for all 254 counties. Read it before you price a deal here.

Texas at a glance

What does a rental rent for?

$1,497 a month

HUD's FY2027 2-bedroom Fair Market Rent where most of Texas's renters live, from $1,014 (Starr County) to $1,817 (Caldwell County). It is the government figure for a modest 2-bedroom unit, utilities included, not the rent for a house.

What will property taxes cost?

1.49% of value a year

Homeowners in Texas pay a median $4,232 a year on a median home value of $283,800 (Census ACS 2020–2024). A rental can be taxed at a different rate than an owner's home; the local tax bill is the real number.

What will insurance cost?

$1,860 a year

The median that homeowners with a mortgage in Texas report paying for homeowners insurance (Census ACS 2020–2024). It is not a landlord quote: a rental policy usually costs more, and flood cover is extra.

Will it stay rented?

7.7% rental vacancy

Share of Texas's rental homes vacant and for rent (Census ACS 2020–2024), across 4,113,561 renter households. Lower means rentals fill faster.

Are jobs growing?

Employment up 0.3% in a year

Employed residents in August 2026 against a year earlier; unemployment 4.6% (BLS, not seasonally adjusted, so compare the same month a year apart).

Is new supply coming?

210,217 homes permitted in 2025

About 19.1 new homes per 1,000 households; 67% single-family (Census Building Permits Survey). More new homes means more competition for tenants and buyers.

How often does it flood?

226,600 flood claims since 2005

National Flood Insurance Program claims on properties in Texas since 2005, $14.7 billion paid (FEMA). Claims show where water has reached insured buildings; they are not a flood map, so check the FEMA flood zone for the address.

What it means for a DSCR rental in Texas

A lender's DSCR is the monthly rent divided by the full monthly payment: principal, interest, property taxes, insurance and any HOA dues. Many lenders accept 1.00x; 1.20x leaves a cushion.

Take a home at Texas's median value of $283,800, bought with 25% down on a 7.5% 30-year loan, with the state's typical tax rate and insurance:

Principal and interest ($212,850 loan)
$1,488
Property taxes
$352
Insurance
$155
Full monthly payment
$1,996
Rent for a 1.20x DSCR
$2,390 a month

The government 2-bedroom figure where most of Texas's renters live is $1,497 a month, below the $2,390 that home needs. A house usually rents for more than a 2-bedroom unit, so price the house you are looking at with its own rent. The last column of the table below gives the same figure for each county.

Rules and costs a landlord faces in Texas

Each line quotes the official source it comes from and the date it was last checked. These are general rules, not legal advice; local rules can add to them.

How long before you can file to evict for unpaid rent?

3 calendar days' notice for unpaid rent before an eviction can be filed.

If the occupant is a tenant under a written lease or oral rental agreement, the landlord must give a tenant who defaults or holds over beyond the end of the rental term or renewal period at least three days' written notice to vacate the premises before the landlord files a forcible detainer suit

Texas Legislature, checked October 18, 2026

How fast must the deposit come back?

Within 30 days after the tenancy ends.

Sec. 92.103. OBLIGATION TO REFUND. (a) Except as provided by Section 92.107, the landlord shall refund a security deposit to the tenant on or before the 30th day after the date the tenant surrenders the premises.

Texas Legislature, checked October 18, 2026

What does the state charge to record a purchase?

No state transfer tax on a purchase.

Sec. 29. TRANSFER TAX ON TRANSACTION CONVEYING FEE SIMPLE TITLE TO REAL PROPERTY PROHIBITED. (a) After January 1, 2016, no law may be enacted that imposes a transfer tax on a transaction that conveys fee simple title to real property.

Texas Legislature, checked October 18, 2026

Is a rental taxed like the owner's home?

A rental does not get the owner's homestead benefit; non-homestead assessments are capped at 20 percent.

CIRCUIT BREAKER LIMITATION ON APPRAISED VALUE OF REAL PROPERTY OTHER THAN RESIDENCE HOMESTEAD. ... This section does not apply to: (1) a residence homestead that qualifies for an exemption under Section 11.13; ... 20 percent of the appraised value of the property for the preceding tax year

Texas Legislature, checked October 18, 2026

Where do you insure when private insurers decline?

Texas FAIR Plan Association; wind is written separately.

you can turn to a state-designated insurer of last resort. ... You can apply for coverage through the Texas FAIR Plan Association if you own a house, townhouse, condo, or manufactured home. ... The Texas Windstorm Insurance Association (TWIA) sells wind and hail coverage

Texas Department of Insurance, checked October 18, 2026

Market hubs in Texas

Each hub makes a monthly call on the market: the rent, the price that still works at 1.20x, and where to start.

Texas by county

All 254 counties, most renter households first. "Rent for 1.20x" is the monthly rent a home at that county's median value needs on the example loan above. A dash means the source publishes no reliable figure there.

County2-bed FMRProperty taxInsurance / yrRental vacancyJobs, 1 yrPermitsFlood claimsRent for 1.20x
Harris County$1,4971.62%$2,0909.3%+0.6%30,90998,135$2,400
Dallas County$1,8071.58%$2,0909.1%+0.2%12,6911,194$2,590
Tarrant County$1,7451.65%$2,1707.7%+0.7%13,9241,259$2,790
Bexar County$1,4411.73%$1,4608.8%-0.1%6,333844$2,250
Travis County$1,8171.48%$1,6104.6%+0.5%15,0592,122$4,230
Collin County$1,8071.58%$2,3206.1%+0.2%19,082169$3,980
Denton County$1,8071.61%$2,2904.8%+0.2%10,210352$3,680
El Paso County$1,1462.03%$1,1206.4%+0.3%2,050600$1,610
Hidalgo County$1,0171.62%$1,2906.7%+0.2%7,3013,508$1,240
Williamson County$1,8171.61%$1,5604.2%+0.5%4,956432$3,690
Montgomery County$1,4971.52%$1,9407.7%+0.6%13,6147,228$2,900
Fort Bend County$1,4971.86%$2,4206.7%+0.6%12,4876,137$3,300
Bell County$1,1381.44%$1,4305.8%-0.7%2,839366$2,010
Lubbock County$1,2411.51%$1,8907.8%+0.4%2,858170$1,860
Nueces County$1,4211.59%$2,08011.3%-0.2%1,4965,121$1,850
Brazos County$1,1511.54%$1,4807.5%+0.7%2,330341$2,470
Cameron County$1,0421.50%$1,4005.5%-1.3%2,7024,311$1,200
Galveston County$1,4971.41%$2,4008.9%+0.7%2,52534,560$2,660
McLennan County$1,2971.42%$1,6904.8%+0.1%1,442252$2,050
Hays County$1,8171.66%$1,4803.5%+0.5%4,595939$3,330
Jefferson County$1,2181.53%$2,1206.7%+0.9%34115,663$1,540
Brazoria County$1,3191.66%$2,31012.0%+0.7%2,8009,454$2,630
Webb County$1,1571.80%$1,2508.7%-0.1%1,340186$1,660
Smith County$1,2771.16%$1,69017.4%+0.8%543159$1,960
Ector County$1,5221.27%$1,5704.2%+1.3%921133$1,670
Show the other 229 counties
County2-bed FMRProperty taxInsurance / yrRental vacancyJobs, 1 yrPermitsFlood claimsRent for 1.20x
Midland County$1,7941.23%$1,8408.6%+2.6%1,31774$2,540
Taylor County$1,3101.37%$1,7903.0%+0.9%1,057138$1,700
Gregg County$1,2321.16%$1,6205.3%+0.2%194105$1,680
Wichita County$1,1451.64%$1,81010.8%-1.5%131271$1,400
Grayson County$1,3951.27%$2,0303.3%+0.1%1,881317$2,080
Randall County$1,1071.51%$2,0808.6%-0.9%9092$2,070
Potter County$1,1071.46%$1,77013.4%-1.0%86526$1,320
Ellis County$1,8071.35%$1,9703.8%+0.2%3,678101$2,860
Comal County$1,4411.13%$1,5406.6%-0.2%1,726500$3,330
Johnson County$1,7451.24%$1,7107.1%+0.6%2,356151$2,320
Tom Green County$1,3501.29%$1,6307.9%+0.5%335139$1,660
Guadalupe County$1,4411.43%$1,4904.8%-0.1%1,697440$2,500
Bowie County$1,1181.18%$1,5803.6%-1.0%257109$1,450
Victoria County$1,4281.46%$2,05013.0%-1.1%185226$1,830
Angelina County$1,0731.09%$1,5205.0%-2.4%157137$1,360
Walker County$1,2271.18%$1,7308.2%-0.1%533265$1,870
Coryell County$1,1381.36%$1,4503.1%-0.6%50356$1,640
Kaufman County$1,8071.68%$1,7409.2%+0.2%1,06952$2,730
Hunt County$1,8071.24%$1,8007.7%+0.2%83439$2,000
Parker County$1,7451.40%$2,2707.6%+0.6%342105$3,120
Nacogdoches County$1,1390.83%$1,6306.8%-2.3%3135$1,370
Bastrop County$1,8171.41%$1,5201.7%+0.5%2,269259$2,580
San Patricio County$1,4211.49%$2,1106.4%-0.1%432687$1,710
Orange County$1,2181.24%$2,24016.5%+0.8%24511,327$1,530
Henderson County$1,1140.94%$1,7708.3%+0.9%17677$1,710
Rockwall County$1,8071.54%$2,3206.9%+0.2%1,59147$3,490
Lamar County$1,0360.87%$2,0406.8%-1.8%48114$1,640
Kerr County$1,1560.97%$1,6606.9%+0.8%179233$2,500
Erath County$1,2601.07%$2,0807.4%+3.2%3620$2,190
Harrison County$1,2440.97%$1,7708.5%+0.3%59168$1,490
Starr County$1,0141.14%$1,3006.5%+0.0%064$840
Navarro County$1,1391.20%$1,6803.1%-0.1%47777$1,460
Kleberg County$1,3141.47%$1,7005.4%+0.7%1883$1,420
Liberty County$1,4971.17%$1,7906.1%+0.6%1,0101,526$1,540
Maverick County$1,0141.25%$1,2505.6%+0.1%94131$1,320
Val Verde County$1,1191.43%$1,3502.5%-1.1%7370$1,410
Waller County$1,4971.27%$1,9507.9%+0.7%339709$2,610
Burnet County$1,3491.06%$1,8004.3%-0.1%736485$2,710
Matagorda County$1,2261.35%$2,29010.3%+2.4%300759$1,550
Anderson County$1,2010.92%$1,5506.7%+0.8%1915$1,490
Hood County$1,4631.05%$2,16014.9%+1.0%258118$2,470
Brown County$1,1371.11%$1,6105.6%-0.8%205104$1,340
Cherokee County$1,0621.16%$1,7808.9%-0.1%4348$1,440
Washington County$1,4001.09%$1,6206.2%+1.6%19752$2,290
Wise County$1,1641.14%$2,2306.5%+0.7%40256$2,490
Cooke County$1,3141.19%$2,0501.1%+1.2%69189$2,000
Wharton County$1,1841.52%$1,9809.6%-0.9%116702$1,680
Hale County$1,0141.31%$1,9206.4%-1.6%68$1,080
Polk County$1,2270.90%$1,8209.9%+0.6%661210$1,510
Van Zandt County$1,1841.03%$1,9907.0%+0.2%7236$1,830
Jim Wells County$1,0141.15%$1,8406.5%-1.7%3106$1,100
Caldwell County$1,8171.35%$1,4202.9%+0.4%443130$1,980
Hopkins County$1,2051.00%$1,8004.4%+1.5%6211$1,790
Hardin County$1,2181.09%$2,0907.7%+0.8%3741,531$1,730
Rusk County$1,2051.05%$1,6308.4%+0.2%918$1,420
Atascosa County$1,0691.29%$1,4403.5%+0.0%24215$1,470
Howard County$1,2170.95%$1,5007.6%-2.2%617$1,280
Wood County$1,0190.88%$1,7105.6%-1.1%677$1,720
Kendall County$1,6501.10%$2,0506.3%-0.2%351126$4,000
Titus County$1,0451.20%$1,7003.1%+1.3%2536$1,470
Palo Pinto County$1,1291.11%$2,1606.4%+1.3%2266$1,680
Chambers County$1,4971.05%$2,52010.2%+0.7%5641,664$2,670
Upshur County$1,2321.19%$1,6607.5%+0.2%266$1,420
Hill County$1,0801.16%$1,6106.5%+1.5%6819$1,500
Jasper County$1,0140.97%$1,6909.3%-0.7%27178$1,160
Aransas County$1,4041.02%$1,9601.9%-0.1%1883,057$2,140
Gillespie County$1,5910.98%$1,9905.0%+0.2%5112$3,550
Medina County$1,2311.32%$1,5105.6%-0.1%7070$1,980
Austin County$1,0691.16%$1,7409.5%+0.5%304272$2,390
Wilson County$1,4411.22%$1,5008.1%+0.0%12717$2,560
Cass County$1,0140.94%$1,7607.3%-0.1%1415$1,230
Fannin County$1,0931.08%$1,8502.4%+1.6%8443$1,910
Moore County$1,0701.30%$1,98017.0%-0.3%190$1,360
Gonzales County$1,0141.31%$1,2801.5%-0.3%2536$1,340
Bee County$1,2331.45%$1,4902.9%-0.4%1446$1,010
Llano County$1,1020.75%$1,9207.2%+0.1%117501$2,700
Uvalde County$1,2001.44%$1,6304.0%-0.1%1146$1,330
Shelby County$1,0141.01%$1,5201.8%-1.2%42$890
Milam County$1,1260.99%$1,4403.8%+1.3%739$1,530
Houston County$1,0460.84%$1,6506.1%+1.8%114$1,340
Limestone County$1,0141.19%$1,5207.8%+1.1%14149$1,380
Frio County$1,2271.55%$1,2305.6%-2.0%91$970
Hockley County$1,0141.39%$1,9107.4%+0.5%912$1,170
Fayette County$1,0930.89%$1,4704.4%+0.8%2295$2,260
Grimes County$1,1541.02%$1,5007.2%+1.6%6883$1,890
Eastland County$1,0141.08%$1,7104.9%-1.1%75160$1,160
Deaf Smith County$1,1121.48%$1,7808.8%-1.6%333$1,120
Young County$1,0531.11%$1,7204.6%-0.1%2611$1,470
Calhoun County$1,0141.26%$1,5503.3%-0.3%108399$1,450
Gray County$1,0831.37%$1,59017.7%+0.1%81$950
Nolan County$1,0871.53%$1,4509.4%-0.1%829$900
Brewster County$1,0281.13%$1,1004.3%+2.5%34$1,800
Robertson County$1,1511.01%$1,4608.1%+0.9%305$1,500
Lavaca County$1,0860.89%$1,6502.2%-1.2%714$1,800
Bosque County$1,0140.98%$1,6006.4%+0.2%1215$1,620
DeWitt County$1,2050.86%$1,36011.0%-1.7%1948$1,360
Panola County$1,0600.79%$1,7000.0%-0.1%182$1,290
Karnes County$1,1430.93%$1,06011.6%-1.5%626$1,180
Jackson County$1,1421.02%$2,3106.6%-2.5%091$1,720
Gaines County$1,0141.57%$2,08010.9%+4.3%194$1,790
Freestone County$1,0140.94%$1,5104.9%+3.0%412$1,370
Montague County$1,0880.92%$2,0304.5%-0.1%2033$1,690
San Jacinto County$1,1630.99%$1,7608.9%+0.5%523173$1,700
Lampasas County$1,0141.17%$1,7702.5%-0.7%1638$2,050
Colorado County$1,2111.05%$1,6704.1%+0.6%2861$1,710
Leon County$1,0140.69%$1,3307.9%+7.0%37$1,430
Wilbarger County$1,0911.60%$2,04011.5%+0.6%61$910
Lee County$1,1550.96%$1,7100.0%+2.7%1524$2,110
Falls County$1,0141.37%$1,3304.0%+0.2%62$980
Andrews County$1,3251.28%$1,4802.9%+0.7%930$1,630
Pecos County$1,0781.03%$2,0004.9%-1.0%40$1,410
Burleson County$1,1510.95%$1,4908.4%+0.9%3121$1,530
Terry County$1,0141.69%$1,3100.1%-0.8%08$970
Willacy County$1,0141.68%$1,40010.7%-4.1%43251$730
Red River County$1,0141.01%$1,4803.0%+1.1%120$1,040
Brooks County$1,0141.31%$1,2003.0%-2.4%029$740
Scurry County$1,2451.27%$1,5105.8%+2.3%11$1,010
Tyler County$1,1170.89%$1,7705.4%+0.9%092$1,310
Bandera County$1,4410.88%$1,7406.0%-0.2%049$2,170
Zapata County$1,0140.95%$1,2001.9%+0.9%–4$820
Morris County$1,0141.10%$1,5003.2%+0.3%74$1,040
Trinity County$1,0791.06%$1,4803.2%-1.1%038$1,030
Live Oak County$1,1150.96%$1,9708.3%-1.4%97$1,350
Blanco County$1,2270.93%$1,8404.7%-0.2%935$3,680
Lamb County$1,0141.12%$1,2800.0%+0.4%61$740
Dawson County$1,2121.62%$1,4304.4%+1.5%33$960
Hutchinson County$1,0141.35%$1,6305.8%-0.7%22$1,070
Jones County$1,3101.59%$1,2500.0%+0.9%065$890
Reeves County$1,1651.08%$7607.3%+2.9%412$950
McCulloch County$1,0670.99%$1,2807.5%-3.1%61$1,220
Camp County$1,0141.10%$1,9603.7%+1.2%80$1,480
Comanche County$1,0171.35%$1,8303.9%-1.1%147$1,370
Madison County$1,0140.98%$1,39011.2%+0.1%214$1,420
Zavala County$1,0141.53%$8001.9%-3.3%028$850
Ochiltree County$1,0141.42%$1,8405.3%-2.6%40$1,220
Dimmit County$1,0141.43%$1,50013.0%-3.2%48$810
Callahan County$1,3100.91%$1,7400.8%+0.8%1032$1,220
Runnels County$1,0551.37%$2,1701.7%+0.1%46$1,050
Ward County$1,4060.64%$1,47012.1%+1.1%180$1,190
Dallam County$1,3811.15%$1,7500.0%+1.4%23$1,300
Marion County$1,0410.74%$1,6208.0%+0.3%1123$880
Duval County$1,0781.28%$1,0802.5%-0.6%–1$790
Parmer County$1,2141.28%$1,86015.5%+0.2%40$1,300
Castro County$1,2180.92%$1,6608.7%+1.9%00$850
Yoakum County$1,2050.94%$2,0100.0%-0.3%14$1,520
Rains County$1,0141.02%$2,0701.6%-0.5%113$1,970
Jack County$1,0220.98%$2,0903.0%-4.4%25$2,040
Newton County$1,0140.82%$1,3307.3%+0.1%–437$870
Swisher County$1,0141.72%$1,78020.1%+0.2%01$870
Coleman County$1,0791.35%$1,1500.8%-1.8%52$820
Stephens County$1,0141.48%$1,43011.4%-0.6%324$1,000
Somervell County$1,0140.91%$2,2005.0%-1.7%2717$2,310
San Augustine County$1,0140.68%$1,3301.6%+4.8%16$830
Franklin County$1,1510.89%$1,9400.6%-0.9%013$1,820
Clay County$1,1451.27%$1,9702.5%-1.2%819$1,490
Sabine County$1,0570.82%$2,0907.8%-2.2%03$1,300
Hamilton County$1,0141.26%$2,0302.7%-0.9%332$1,320
Crosby County$1,2411.83%$1,5806.2%+0.8%01$820
San Saba County$1,1400.90%$1,6307.2%+0.3%017$1,380
Mitchell County$1,1181.86%$1,11011.6%+3.0%30$810
Refugio County$1,0141.47%$1,2700.0%-1.6%1765$900
Haskell County$1,0141.16%$1,3000.0%-2.3%069$870
Jim Hogg County$1,0450.97%$1,3900.0%+1.1%–6$1,080
Presidio County$1,0781.24%$9406.2%-0.2%173$1,010
Archer County$1,1451.21%$2,4909.0%-1.2%2121$1,670
Childress County$1,1281.19%$2,26016.6%+2.2%00$1,160
Floyd County$1,0141.24%$1,58012.1%+1.8%10$830
Baylor County$1,0141.25%$2,2507.2%-0.1%00$1,000
Lynn County$1,0251.77%$1,9109.4%+0.8%01$1,380
Carson County$1,1071.19%$1,7400.0%-0.5%392$1,240
Coke County$1,0141.16%$1,4705.1%+9.7%00$1,030
Wheeler County$1,0481.39%$1,4308.4%-0.1%01$960
Bailey County$1,0151.52%$1,3900.0%-1.3%20$960
Martin County$1,7810.91%$3,5805.3%+2.8%50$1,620
Garza County$1,0841.57%$1,9000.0%+0.5%20$800
Kimble County$1,0141.27%$1,5807.1%-3.5%19$1,680
Hemphill County$1,0141.16%$2,1604.0%-4.9%00$1,750
Hartley County$1,2181.01%$1,8708.3%+0.5%–0$2,100
La Salle County$1,0731.47%$1,44010.0%-0.2%14$900
Winkler County$1,1090.76%$1,1104.4%-1.9%30$1,160
Delta County$1,0140.95%$1,6002.1%+0.6%80$1,350
Goliad County$1,4280.94%$2,0401.6%-0.8%11$1,600
Mills County$1,0140.78%$1,7909.0%-0.4%–0$1,760
Hansford County$1,2301.81%$2,0700.0%-0.8%00$1,220
Mason County$1,0780.84%$1,8007.0%-1.4%43$2,270
Cochran County$1,0141.10%$8305.8%+0.9%00$480
Crockett County$1,078–$1,71021.1%+4.4%–3–
Hardeman County$1,0141.04%$1,30016.7%-1.0%00$730
Reagan County$1,0140.92%$1,2300.0%-1.3%30$1,360
Upton County$1,0781.08%$2,5908.3%+6.1%10$1,060
Hall County$1,0141.26%$1,9508.0%+0.9%02$850
Fisher County$1,0141.73%$1,4608.9%-0.2%–1$780
Sutton County$1,0781.22%$2,21010.8%-2.3%023$1,390
Donley County$1,0141.16%$1,6409.6%-1.6%51$880
Knox County$1,0141.60%$1,1300.0%-0.7%–0$720
Shackelford County$1,0141.15%$1,9901.8%-2.1%–0$1,500
Crane County$1,0141.04%$1,57012.0%+2.2%40$1,110
Culberson County$1,0780.97%–1.7%+1.1%231–
Collingsworth County$1,0141.26%$1,3007.6%-0.9%03$920
Real County$1,0991.07%$1,0102.6%-0.5%05$930
Throckmorton County$1,0601.28%–3.3%-6.1%–2–
Hudspeth County$1,0141.25%$1,3903.9%+0.8%–1$620
Sherman County$1,0651.72%$1,2805.7%-1.3%150$1,310
Kinney County$1,0781.41%$1,32011.5%+4.4%06$760
Menard County$1,0141.95%$1,380–-1.0%–10$1,030
Lipscomb County$1,0141.41%$2,04018.3%-2.9%05$1,160
Oldham County$1,0651.09%$1,670–-0.5%00$1,370
Concho County$1,1311.68%$1,430–+1.9%01$1,000
Armstrong County$1,1071.23%$2,170–-0.5%00$1,510
Schleicher County$1,0781.25%$1,680–-1.5%30$1,090
Dickens County$1,1081.44%$1,540–+7.8%–0$660
Glasscock County$1,0780.55%––+12.0%–0–
Jeff Davis County$1,0780.60%$1,74020.8%+0.0%–0$1,730
Motley County$1,0141.03%$1,680–-4.9%–0$810
Foard County$1,0141.12%––+3.8%–0–
Irion County$1,3500.70%$1,760–+0.6%–2$1,610
Cottle County$1,0781.15%$1,520–-0.7%00$590
Briscoe County$1,0781.09%––+0.3%–0–
Sterling County$1,1851.29%$1,840–+3.5%–0$1,300
Borden County$1,0780.42%––+0.8%–0–
Stonewall County$1,0781.79%$1,560–-4.3%–0$550
Kent County$1,0780.68%––-4.1%–0–
Edwards County$1,078–––+0.9%–0–
Roberts County$1,0781.11%$2,850–-3.6%–0$1,480
Terrell County$1,0780.92%––-1.7%–0–
King County$1,0781.08%––-14.3%–0–
McMullen County$1,0780.41%––-4.6%–0–
Kenedy County$1,102–––+1.1%–1–
Loving County$1,078–––+10.4%–0–

Where these numbers come from

2-bedroom Fair Market Rent
HUD's FY2027 Fair Market Rents, in effect from October 1, 2026: the rent and utilities of a modest 2-bedroom unit, set for housing vouchers. It is not a house rent. Where HUD publishes by town (New England), the county shows the range. HUD Fair Market Rents
Property tax, insurance, vacancy and home value
Census American Community Survey 5-year estimates, 2020–2024. Property tax is the median tax paid divided by the median home value of owner-occupied homes. Insurance is the median that owners with a mortgage report paying, not a landlord quote. Rental vacancy is homes vacant for rent divided by all rental homes. Figures from too few homes are left blank. American Community Survey
Jobs
BLS Local Area Unemployment Statistics: employed residents in August 2026 against the same month a year earlier, not seasonally adjusted. BLS LAUS
Permits
Census Building Permits Survey: new housing units authorized in 2025, all building sizes. Building Permits Survey
Flood claims
FEMA National Flood Insurance Program claims with a loss in 2005 or later, and the net amount paid. Only insured buildings appear. Check a flood zone

These are screening figures for comparing places, not a quote, an appraisal or a loan offer. Texas total flood payments since 2005: $14.7 billion.