State rental market reference · Data updated October 18, 2026

Georgia rental market for DSCR investors: rent, taxes and insurance by county

What a rental in Georgia rents for, what it costs to carry, and whether it stays rented, from official data for all 159 counties. Read it before you price a deal here.

Georgia at a glance

What does a rental rent for?

$1,762 a month

HUD's FY2027 2-bedroom Fair Market Rent where most of Georgia's renters live, from $1,002 (Colquitt County) to $1,762 (Jasper County). It is the government figure for a modest 2-bedroom unit, utilities included, not the rent for a house.

What will property taxes cost?

0.77% of value a year

Homeowners in Georgia pay a median $2,341 a year on a median home value of $303,300 (Census ACS 2020–2024). A rental can be taxed at a different rate than an owner's home; the local tax bill is the real number.

What will insurance cost?

$1,430 a year

The median that homeowners with a mortgage in Georgia report paying for homeowners insurance (Census ACS 2020–2024). It is not a landlord quote: a rental policy usually costs more, and flood cover is extra.

Will it stay rented?

6.8% rental vacancy

Share of Georgia's rental homes vacant and for rent (Census ACS 2020–2024), across 1,398,009 renter households. Lower means rentals fill faster.

Are jobs growing?

Employment up 2.2% in a year

Employed residents in August 2026 against a year earlier; unemployment 3.4% (BLS, not seasonally adjusted, so compare the same month a year apart).

Is new supply coming?

61,196 homes permitted in 2025

About 15.0 new homes per 1,000 households; 72% single-family (Census Building Permits Survey). More new homes means more competition for tenants and buyers.

How often does it flood?

13,354 flood claims since 2005

National Flood Insurance Program claims on properties in Georgia since 2005, $366.2 million paid (FEMA). Claims show where water has reached insured buildings; they are not a flood map, so check the FEMA flood zone for the address.

What it means for a DSCR rental in Georgia

A lender's DSCR is the monthly rent divided by the full monthly payment: principal, interest, property taxes, insurance and any HOA dues. Many lenders accept 1.00x; 1.20x leaves a cushion.

Take a home at Georgia's median value of $303,300, bought with 25% down on a 7.5% 30-year loan, with the state's typical tax rate and insurance:

Principal and interest ($227,475 loan)
$1,591
Property taxes
$195
Insurance
$119
Full monthly payment
$1,904
Rent for a 1.20x DSCR
$2,290 a month

The government 2-bedroom figure where most of Georgia's renters live is $1,762 a month, below the $2,290 that home needs. A house usually rents for more than a 2-bedroom unit, so price the house you are looking at with its own rent. The last column of the table below gives the same figure for each county.

Rules and costs a landlord faces in Georgia

Each line quotes the official source it comes from and the date it was last checked. These are general rules, not legal advice; local rules can add to them.

How long before you can file to evict for unpaid rent?

3 business days' notice for unpaid rent before an eviction can be filed.

At least three (3) business days before a landlord files dispossessory for the tenant’s failure to pay rent or fees, the landlord is required to give the tenant a written notice to pay the back rent and fees.

Georgia Department of Community Affairs, checked October 18, 2026

How fast must the deposit come back?

Within 30 days after the tenancy ends.

Within 30 days after your lease is terminated or you have moved out and notified your landlord, the landlord must refund your security deposit.

Georgia Attorney General, Consumer Protection Division, checked October 18, 2026

What does the state charge to record a purchase?

State tax: $1 for the first $1,000 or fractional part of $1,000 and at the rate of 10 cents for each additional $100 or fractional part of $100.

at the rate of $1 for the first $1,000 or fractional part of $1,000 and at the rate of 10 cents for each additional $100 or fractional part of $100

Georgia Department of Revenue, checked October 18, 2026

Is a rental taxed like the owner's home?

A rental does not get the owner's homestead benefit.

Generally, a homeowner is entitled to a homestead exemption on their home and land underneath provided the home was owned by the homeowner and was their legal residence as of January 1 of the taxable year.

Georgia Department of Revenue, checked October 18, 2026

Market hubs in Georgia

DSCRInfo does not publish a monthly market hub in Georgia yet. The figures above and the table below cover every county; the market hubs cover other states.

Georgia by county

All 159 counties, most renter households first. "Rent for 1.20x" is the monthly rent a home at that county's median value needs on the example loan above. A dash means the source publishes no reliable figure there.

County2-bed FMRProperty taxInsurance / yrRental vacancyJobs, 1 yrPermitsFlood claimsRent for 1.20x
Fulton County$1,7620.88%$1,5307.9%+1.8%9,6601,740$3,440
DeKalb County$1,7620.93%$1,50010.9%+1.9%1,3211,050$2,730
Gwinnett County$1,7620.95%$1,5205.1%+1.7%3,946398$2,910
Cobb County$1,7620.67%$1,5105.3%+2.7%1,7871,331$2,990
Chatham County$1,6790.84%$1,4006.2%+3.2%4,4262,365$2,300
Clayton County$1,7620.87%$1,35010.3%+1.9%793167$1,730
Muscogee County$1,2120.86%$1,3204.1%+2.1%260119$1,520
Richmond County$1,3290.84%$1,31011.0%+2.4%534192$1,400
Clarke County$1,2850.87%$1,2203.2%+4.3%74820$2,260
Bibb County$1,3091.03%$1,36011.0%+1.5%14388$1,410
Hall County$1,5430.73%$1,4005.2%+1.7%1,99634$2,600
Cherokee County$1,7620.69%$1,4906.1%+2.7%1,52465$3,190
Henry County$1,7620.87%$1,4206.5%+1.9%1,66669$2,390
Houston County$1,3960.83%$1,3408.1%+0.7%1,21869$1,700
Lowndes County$1,1790.81%$1,3005.7%+2.8%80499$1,660
Dougherty County$1,1031.33%$1,2808.5%+1.7%32151$1,150
Douglas County$1,7620.75%$1,4907.0%+1.9%801138$2,240
Bulloch County$1,1600.75%$1,3902.5%+1.1%1,389125$1,710
Forsyth County$1,7620.73%$1,6806.1%+1.8%1,74363$4,030
Floyd County$1,2040.85%$1,4706.2%+3.6%33047$1,700
Carroll County$1,7620.61%$1,3303.0%+1.8%1,06544$1,890
Whitfield County$1,1270.64%$1,2503.9%+1.4%40935$1,640
Coweta County$1,7620.73%$1,4905.2%+1.9%75129$2,660
Columbia County$1,3290.82%$1,3808.7%+2.4%1,213129$2,310
Glynn County$1,3780.57%$1,51010.0%+3.2%4481,733$2,220
Show the other 134 counties
County2-bed FMRProperty taxInsurance / yrRental vacancyJobs, 1 yrPermitsFlood claimsRent for 1.20x
Liberty County$1,3961.04%$1,3807.5%+1.5%355143$1,620
Paulding County$1,7620.80%$1,3907.1%+2.7%1,32653$2,450
Bartow County$1,7620.70%$1,43010.4%+2.7%1,03041$2,160
Newton County$1,7620.89%$1,5104.2%+1.8%60533$2,050
Troup County$1,1940.93%$1,4903.3%+2.3%71841$1,720
Rockdale County$1,7620.71%$1,4606.6%+1.9%33948$2,200
Spalding County$1,7620.94%$1,3606.3%+1.8%31717$1,790
Fayette County$1,7620.75%$1,7005.3%+1.8%435112$3,240
Walton County$1,7620.75%$1,4903.2%+1.8%56926$2,540
Camden County$1,3000.88%$1,5406.9%+2.4%446284$2,030
Catoosa County$1,3400.65%$1,3006.1%+2.7%546190$1,800
Thomas County$1,2330.78%$1,3001.4%-0.6%20339$1,520
Laurens County$1,0070.66%$1,2603.4%+4.7%10218$1,200
Barrow County$1,7620.78%$1,3103.9%+1.8%1,5848$2,220
Baldwin County$1,1040.70%$1,20012.5%+5.0%953$1,390
Colquitt County$1,0020.84%$1,2004.4%+3.1%11142$990
Tift County$1,0020.86%$1,1904.2%-0.5%17755$1,300
Walker County$1,3400.75%$1,2405.9%+2.7%29978$1,510
Jackson County$1,2050.87%$1,3903.0%+4.0%1,8274$2,610
Gordon County$1,0130.69%$1,37010.6%+2.5%28932$1,690
Coffee County$1,0020.76%$1,2403.9%+1.2%8832$1,030
Polk County$1,0170.75%$1,3205.7%+3.4%21725$1,450
Effingham County$1,6790.90%$1,3401.6%+3.3%21255$2,120
Ware County$1,0110.96%$1,2605.9%+2.3%11925$920
Sumter County$1,1391.25%$1,1507.2%-0.1%3612$1,020
Habersham County$1,0070.59%$1,3603.2%+3.6%39018$1,780
Upson County$1,0020.85%$1,3902.0%+1.9%12713$1,340
Toombs County$1,0020.90%$1,3204.9%+2.5%3527$1,120
Decatur County$1,0020.95%$1,3806.7%+5.4%13541$1,290
Murray County$1,0060.68%$1,1704.1%+1.6%14113$1,380
Bryan County$1,6790.78%$1,3509.7%+3.2%733230$2,560
Wayne County$1,0020.78%$1,4204.7%+3.7%1026$1,290
Crisp County$1,0021.08%$1,3406.2%+0.5%2752$1,170
Grady County$1,0020.91%$1,3700.5%+1.5%556$1,230
Haralson County$1,0230.80%$1,4403.8%+2.8%1591$1,760
Emanuel County$1,0020.93%$1,1603.6%+4.6%496$800
Peach County$1,1181.02%$1,3207.7%+0.7%1395$1,650
Lee County$1,1030.97%$1,3502.1%+1.8%94221$1,820
Chattooga County$1,0020.88%$1,2203.2%+2.5%246$950
McDuffie County$1,3290.82%$1,3104.6%+2.4%861$1,340
Oconee County$1,2850.70%$1,5701.6%+4.3%3203$3,380
Stephens County$1,0020.81%$1,3005.2%+1.6%3611$1,380
Lumpkin County$1,1480.65%$1,3006.3%+1.7%27012$2,270
Burke County$1,3290.68%$1,20014.0%+2.2%1002$1,180
Mitchell County$1,0021.32%$1,1404.9%+1.6%1844$920
Washington County$1,0021.00%$1,2502.8%+2.0%9912$950
Ben Hill County$1,0021.07%$1,2609.1%-0.9%175$960
Madison County$1,2850.76%$1,3200.2%+4.4%1302$1,680
Fannin County$1,0020.33%$1,33015.0%+4.9%35668$2,160
Pickens County$1,7620.60%$1,51011.8%+1.7%27710$2,440
Gilmer County$1,0470.35%$1,4103.8%+4.4%212105$2,230
Dawson County$1,7620.60%$1,4001.8%+1.8%1,0690$2,940
Hart County$1,0020.56%$1,3508.1%+4.3%1971$1,610
Elbert County$1,0130.91%$1,3703.8%+4.5%1290$1,160
Butts County$1,0020.82%$1,4204.3%+1.7%8540$1,850
White County$1,1940.65%$1,45018.0%+3.7%19038$2,080
Meriwether County$1,0020.86%$1,3203.8%+1.9%1170$1,340
Tattnall County$1,0020.90%$1,2203.7%+2.5%7423$1,130
Long County$1,1630.87%$1,3402.6%+1.4%27517$1,700
Cook County$1,0020.78%$1,2506.7%+2.0%2787$1,240
Franklin County$1,0320.72%$1,34012.6%-1.6%1421$1,390
Berrien County$1,0020.86%$1,3207.4%+2.0%1158$1,070
Worth County$1,1031.13%$1,1808.3%+1.7%6128$900
Dodge County$1,0020.87%$1,3303.6%+2.5%51$980
Putnam County$1,1270.68%$1,5507.9%+2.2%985$1,890
Appling County$1,0020.94%$1,2100.0%+2.4%2124$680
Jefferson County$1,0020.96%$1,0602.6%+4.8%242$870
Greene County$1,0020.61%$1,5305.3%+4.0%3112$2,880
Union County$1,0420.52%$1,3203.9%+3.7%26436$2,230
Pierce County$1,0580.83%$1,3605.8%+0.7%687$1,230
Jones County$1,3090.97%$1,2900.0%+1.6%686$1,540
Morgan County$1,3270.71%$1,5303.4%+1.7%1471$2,550
Rabun County$1,1270.56%$1,3604.1%+1.6%12818$2,160
Lamar County$1,0020.86%$1,2901.6%+4.3%1365$1,680
Monroe County$1,1510.70%$1,5101.7%+1.4%25824$2,050
Brooks County$1,1791.14%$1,3503.3%+2.8%5815$1,170
Candler County$1,0021.08%$1,1803.0%+0.2%76$1,290
Jeff Davis County$1,0020.92%$1,39012.2%+0.6%98$990
Screven County$1,0021.22%$1,30011.4%+1.8%195$1,060
Banks County$1,0020.60%$1,5302.9%+4.3%1092$2,070
Harris County$1,2120.85%$1,6702.4%+2.1%17711$2,330
Macon County$1,0020.98%$1,3907.3%+2.0%142$850
Dooly County$1,0021.27%$1,1307.3%-1.3%2215$930
Evans County$1,0021.02%$1,2406.2%+3.6%257$1,130
Wilkes County$1,0021.05%$1,3603.8%+6.2%370$1,040
Early County$1,0020.82%$1,3600.4%-1.6%1225$1,070
Brantley County$1,3781.19%$1,2500.0%+3.2%7723$870
Bacon County$1,0021.13%$1,0301.5%+2.1%141$860
Randolph County$1,0171.07%$1,0403.0%+3.8%91$770
Terrell County$1,1031.04%$1,2902.0%+1.5%54$1,000
Atkinson County$1,0020.79%$1,1803.2%-0.4%180$680
Dade County$1,3400.57%$1,3207.8%+2.6%94$1,490
Bleckley County$1,0020.95%$1,5705.8%+4.6%861$1,240
Heard County$1,7620.56%$1,5400.2%+1.9%540$1,430
Turner County$1,0021.05%$1,4506.3%+2.1%31$860
Taylor County$1,0020.96%$1,3506.6%+3.3%144$770
Telfair County$1,0021.12%$1,1203.9%+7.3%01$950
Chattahoochee County$1,2120.83%$1,4503.1%+1.9%30$880
Irwin County$1,0801.07%$1,1501.4%+0.5%101$890
Towns County$1,0020.34%$1,35013.6%+1.1%8423$2,230
Pulaski County$1,0020.93%$1,4305.2%-3.2%687$1,280
Pike County$1,7620.87%$1,6604.6%+1.9%1064$2,350
McIntosh County$1,3780.80%$1,4304.7%+3.1%10658$1,440
Lanier County$1,1791.00%$1,3002.9%+2.6%395$1,310
Oglethorpe County$1,2850.75%$1,3900.7%+4.0%800$1,770
Jasper County$1,7620.80%$1,3601.7%+1.8%1247$1,860
Charlton County$1,1900.76%$1,2101.3%+2.1%4125$1,130
Crawford County$1,3090.87%$1,5302.3%+1.2%290$1,330
Treutlen County$1,0020.71%$1,1603.1%+3.8%40$820
Johnson County$1,0020.94%$1,3403.5%+2.9%02$820
Miller County$1,0021.29%$1,5001.9%+4.8%289$1,090
Montgomery County$1,0021.04%$1,2701.3%+4.4%1823$970
Seminole County$1,0021.22%$1,18015.3%+1.9%3341$1,030
Stewart County$1,0021.53%$8902.1%+2.0%10$600
Clinch County$1,0021.30%$1,0600.7%+0.3%04$750
Lincoln County$1,0260.99%$1,3406.6%+1.8%550$1,340
Wilkinson County$1,0020.90%$1,1102.1%+3.6%180$730
Wilcox County$1,0020.91%$1,3500.9%+3.0%–0$770
Calhoun County$1,0021.11%$9702.3%+7.7%53$700
Marion County$1,2120.71%$1,2602.8%+1.9%130$1,210
Hancock County$1,0021.09%$1,3000.0%+3.7%240$780
Warren County$1,0021.09%$1,0300.9%+3.4%00$600
Jenkins County$1,0020.86%$1,22026.8%+5.1%354$790
Wheeler County$1,0020.63%$6807.3%+3.0%06$680
Talbot County$1,0021.16%$1,4003.4%+2.1%02$1,010
Twiggs County$1,3090.73%$1,32011.2%+1.3%131$910
Glascock County$1,0021.03%$2,0000.8%+3.7%–0$1,110
Schley County$1,0020.90%$1,2800.0%+1.3%180$1,160
Echols County$1,1790.91%$1,5700.0%+2.0%41$1,050
Clay County$1,0020.99%$1,2301.4%-1.4%50$810
Baker County$1,0020.86%$1,21010.7%+3.2%017$980
Webster County$1,0021.12%$91019.2%+0.0%90$700
Quitman County$1,002–$1,300–+3.4%240–
Taliaferro County$1,0021.31%––+4.4%–0–

Where these numbers come from

2-bedroom Fair Market Rent
HUD's FY2027 Fair Market Rents, in effect from October 1, 2026: the rent and utilities of a modest 2-bedroom unit, set for housing vouchers. It is not a house rent. Where HUD publishes by town (New England), the county shows the range. HUD Fair Market Rents
Property tax, insurance, vacancy and home value
Census American Community Survey 5-year estimates, 2020–2024. Property tax is the median tax paid divided by the median home value of owner-occupied homes. Insurance is the median that owners with a mortgage report paying, not a landlord quote. Rental vacancy is homes vacant for rent divided by all rental homes. Figures from too few homes are left blank. American Community Survey
Jobs
BLS Local Area Unemployment Statistics: employed residents in August 2026 against the same month a year earlier, not seasonally adjusted. BLS LAUS
Permits
Census Building Permits Survey: new housing units authorized in 2025, all building sizes. Building Permits Survey
Flood claims
FEMA National Flood Insurance Program claims with a loss in 2005 or later, and the net amount paid. Only insured buildings appear. Check a flood zone

These are screening figures for comparing places, not a quote, an appraisal or a loan offer. Georgia total flood payments since 2005: $366.2 million.